HOMEOWNERSHIP CENTER OF GREATER DAYTON INC

Address
2160 E FIFTH ST
DAYTON, OH 45403
Contact
Website: http://www.homeownershipdayton.org
Phone: +1 (937) 277-8149
Nonprofit
NTEE: P51 - Financial Counseling, Money Management
EIN: 36-4500925

Mission

TO ASSIST CONSUMERS TO ACHIEVE THEIR HOMEOWNERSHIP GOALS THROUGH A VARIETY OF SERVICES INCLUDING:-PRE-PURCHASE EDUCATION AND COACHING FOR POTENTIAL HOMEBUYERS-EDUCATION AND GUIDANCE REGARDING MORTGAGE UNDERWRITING GUIDELINES, FINANCING, AND REFINANCING-FINANCIAL LITERACY TRAINING -HOME MAINTENANCE CLASSES-ASSISTANCE TO CURRENT AND POTENTIAL HOMEOWNERS IN SECURING AVAILABLE RESOURCES TO ACHIEVE THEIR HOMEOWNERSHIP GOALS-POST-PURCHASE COUNSELING, REVERSE MORTGAGE COUNSELING AND MORTGAGE DELINQUENCY INTERVENTION-MARKETING AND CONSUMER INFORMATION REGARDING HOUSING OPPORTUNITIES, LENDING PROGRAMS AND LOCAL RESOURCES-DOWNPAYMENT ASSISTANCE
 20162015201420132012
Basic features of the organization
Year of formation2002
Metropolitan statistical area2000
Form of organization
CorporationTrue
Human resources, including compensation
Summary compensation info
Total compensation of current key personnel$141,997.00$110,641.00$99,372.00$93,479.00$88,261.00
Sum of reportable (W2/1099) compensation$65,861.00$0.00$0.00$0.00$0.00
Number of employees90000
Number of people compensated >$100k00000
Number of volunteers00000
Number of highly compensated contractors0000 
Personnel
Bete, Timothy
TitleDIRECTOR/VICE PRESIDENT/TRDIRECTOR/VICE PRESIDENT/TRDIRECTOR/VICE PRESIDENT/TREASURERPRESIDENT 
Name of key/compensated personTIMOTHY BETETIMOTHY BETETIMOTHY BETETIMOTHY BETE 
Position of compensated person
Current individual trustee or directorTrueTrueTrueTrue 
Current officerTrueTrueTrueTrue 
Average hours per week working for org1.001.001.001.00 
Reportable compensation from org$0.00$0.00$0.00$0.00 
Other comp, non-reportable, from org and related orgs$22,989.00$27,720.00$21,237.00$23,788.00 
Corresponding comp from related orgs
Reportable compensation from related orgs $112,000.00$112,000.00$96,000.00$91,962.00 
Blessing, Richard
Title   TREASURERTREASURER
Name of key/compensated person   RICHARD BLESSINGRICHARD BLESSING
Position of compensated person
Current individual trustee or director   TrueTrue
Current officer   TrueTrue
Average hours per week working for org   1.001.00
Reportable compensation from org   $0.00$0.00
Other comp, non-reportable, from org and related orgs   $0.00$0.00
Corresponding comp from related orgs
Reportable compensation from related orgs    $0.00$0.00
Cpps, Rose
Title   VICE PRESIDENT/SECRETARYSECRETARY
Name of key/compensated person   ROSE WILDENHAUS CPPSROSE WILDENHAUS CPPS
Position of compensated person
Current individual trustee or director   TrueTrue
Current officer   TrueTrue
Average hours per week working for org   1.001.00
Reportable compensation from org   $0.00$0.00
Other comp, non-reportable, from org and related orgs   $6,229.00$0.00
Corresponding comp from related orgs
Reportable compensation from related orgs    $50,442.00$55,759.00
Deacon, Julie
TitleEXECUTIVE DIRECTOR    
Name of key/compensated personJULIE DEACON    
Position of compensated person
Current officerTrue    
Average hours per week working for org40.00    
Reportable compensation from org$52,461.00    
Other comp, non-reportable, from org and related orgs$16,827.00    
Corresponding comp from related orgs
Reportable compensation from related orgs $0.00    
Deutscher, Beth
TitleFORMER PRESIDENT/EXECUTIVE DIRECTPRESIDENT/EXECUTIVE DIRECTPRESIDENT/EXECUTIVE DIRECTOREXECUTIVE DIRECTOREXECUTIVE DIRECTOR
Name of key/compensated personBETH DEUTSCHERBETH DEUTSCHERBETH DEUTSCHERBETH DEUTSCHERBETH DEUTSCHER
Position of compensated person
Current officerTrueTrueTrueTrueTrue
Average hours per week working for org40.0040.0040.0040.0040.00
Reportable compensation from org$13,400.00$0.00$0.00$0.00$0.00
Other comp, non-reportable, from org and related orgs$5,710.00$12,225.00$7,756.00$3,595.00$3,407.00
Corresponding comp from related orgs
Reportable compensation from related orgs $53,599.00$98,417.00$95,550.00$89,884.00$84,854.00
Lewis, Kristina
TitleDIRECTOR    
Name of key/compensated personKRISTINA LEWIS    
Position of compensated person
Current individual trustee or directorTrue    
Current officerTrue    
Average hours per week working for org1.00    
Reportable compensation from org$0.00    
Other comp, non-reportable, from org and related orgs$0.00    
Corresponding comp from related orgs
Reportable compensation from related orgs $11,423.00    
McBride, Richard
Title   PAST PRESIDENTPRESIDENT
Name of key/compensated person   RICHARD J MCBRIDERICHARD J MCBRIDE
Position of compensated person
Current individual trustee or director   TrueTrue
Current officer   TrueTrue
Average hours per week working for org   1.001.00
Reportable compensation from org   $0.00$0.00
Other comp, non-reportable, from org and related orgs   $5,145.00$4,503.00
Corresponding comp from related orgs
Reportable compensation from related orgs    $96,995.00$115,140.00
Prosser, Barbara
Title DIRECTORDIRECTORCHIEF FINANCIAL OFFICER 
Name of key/compensated person BARBARA PROSSERBARBARA PROSSERBARBARA PROSSER 
Position of compensated person
Current individual trustee or director TrueTrueTrue 
Current officer TrueTrueTrue 
Average hours per week working for org 1.001.001.00 
Reportable compensation from org $0.00$0.00$0.00 
Other comp, non-reportable, from org and related orgs $23,357.00$21,184.00$20,016.00 
Corresponding comp from related orgs
Reportable compensation from related orgs  $93,009.00$90,300.00$83,200.00 
Young, Wesley
TitleDIRECTOR/VICE PRESIDENT/SEDIRECTOR/VICE PRESIDENT/SEDIRECTOR/VICE PRESIDENT/SECRETARYVICE PRESIDENT/SECRETARY 
Name of key/compensated personWESLEY YOUNGWESLEY YOUNGWESLEY YOUNGWESLEY YOUNG 
Position of compensated person
Current individual trustee or directorTrueTrueTrueTrue 
Current officerTrueTrueTrueTrue 
Average hours per week working for org1.001.001.001.00 
Reportable compensation from org$0.00$0.00$0.00$0.00 
Other comp, non-reportable, from org and related orgs$21,734.00$26,580.00$21,233.00$22,749.00 
Corresponding comp from related orgs
Reportable compensation from related orgs $101,370.00$98,417.00$95,550.00$89,538.00 
Purpose: mission, activities, & accomplishments
Mission or significant activitiesTHE ORGANIZATION EMPOWERS RESIDENTS TO ACHIEVE AND SUSTAIN HOMEOWNERSHIP AND FINANCIAL SUCCESS.THE ORGANIZATION EMPOWERS RESIDENTS TO ACHIEVE AND SUSTAIN HOMEOWNERSHIP AND FINANCIAL SUCCESS.THE ORGANIZATION EMPOWERS RESIDENTS TO ACHIEVE AND SUSTAIN HOMEOWNERSHIP AND FINANCIAL SUCCESS.THE ENTITY IS DEDICATED TO INCREASING HOME OWNERSHIP AMONG LOW AND LOWER MIDDLE INCOME DAYTON, OHIO AREA FAMILIES.THE ENTITY IS DEDICATED TO INCREASING HOME OWNERSHIP AMONG LOW AND LOWER MIDDLE INCOME DAYTON, OHIO AREA FAMILIES.
Program service expenses, total$796,769.00$930,581.00$1,248,386.00$742,413.00$646,989.00
Programs, including revenue & expenses
THE AGENCY PROVIDES DOWNPAYMENT ASSISTANCE TO LOW-MODERATE INCOME HOMEBUYERS TO IMPROVE THEIR ABILITY TO SUCCESSFULLY PURCHASE A HOME AND SECURE FAVORABLE MORTGAGE FINANCING THAT MEETS THEIR NEEDS.
Program expenses$416,313.00$398,043.00$578,283.00  
Program revenue$275,158.00$256,898.00$623,449.00  
Program descriptionTHE AGENCY PROVIDES DOWNPAYMENT ASSISTANCE TO LOW-MODERATE INCOME HOMEBUYERS TO IMPROVE THEIR ABILITY TO SUCCESSFULLY PURCHASE A HOME AND SECURE FAVORABLE MORTGAGE FINANCING THAT MEETS THEIR NEEDS.THE AGENCY PROVIDES DOWNPAYMENT ASSISTANCE TO LOW-MODERATE INCOME HOMEBUYERS TO IMPROVE THEIR ABILITY TO SUCCESSFULLY PURCHASE A HOME AND SECURE FAVORABLE MORTGAGE FINANCING THAT MEETS THEIR NEEDS.THE AGENCY PROVIDES DOWNPAYMENT ASSISTANCE TO LOW-MODERATE INCOME HOMEBUYERS TO IMPROVE THEIR ABILITY TO SUCCESSFULLY PURCHASE A HOME AND SECURE FAVORABLE MORTGAGE FINANCING THAT MEETS THEIR NEEDS.  
THE AGENCY PROVIDES FORECLOSURE PREVENTION SERVICES TO EXISTING HOMEOWNERS INCLUDING COUNSELING, EDUCATION, AND HELP IN SUBMITTING APPLICATIONS FOR FINANCIAL ASSISTANCE OR LOSS MITIGATION OPTIONS THROUGH THE LENDER.
Program expenses   $623,543.00$543,471.00
Program revenue   $253,200.00$346,778.00
Program description   THE AGENCY PROVIDES FORECLOSURE PREVENTION SERVICES TO EXISTING HOMEOWNERS INCLUDING COUNSELING, EDUCATION, AND HELP IN SUBMITTING APPLICATIONS FOR FINANCIAL ASSISTANCE OR LOSS MITIGATION OPTIONS THROUGH THE LENDER.THE AGENCY PROVIDES FORECLOSURE PREVENTION SERVICES TO EXISTING HOMEOWNERS INCLUDING COUNSELING, EDUCATION, AND HELP IN SUBMITTING APPLICATIONS FOR FINANCIAL ASSISTANCE OR LOSS MITIGATION OPTIONS THROUGH THE LENDER.
THE AGENCY PROVIDES SERVICES TO EXISTING HOMEOWNERS EXPERIENCING MORTGAGE DIFFICULTY, INCLUDING EDUCATION AND GUIDANCE REGARDING OPTIONS TO AVOID FORECLOSURE, FACILITATING PAYMENT ARRANGEMENTS WITH LENDERS, EXPLORING ALTERNATIVE FINANCING, AND LONG-TERM GOALS FOR SUSTAINABILITY.
Program expenses$154,683.00$218,626.00$471,760.00  
Program revenue$40,442.00$176,483.00$666,818.00  
Program descriptionTHE AGENCY PROVIDES SERVICES TO EXISTING HOMEOWNERS EXPERIENCING MORTGAGE DIFFICULTY, INCLUDING EDUCATION AND GUIDANCE REGARDING OPTIONS TO AVOID FORECLOSURE, FACILITATING PAYMENT ARRANGEMENTS WITH LENDERS, EXPLORING ALTERNATIVE FINANCING, AND LONG-TERM GOALS FOR SUSTAINABILITY.THE AGENCY PROVIDES SERVICES TO EXISTING HOMEOWNERS EXPERIENCING MORTGAGE DIFFICULTY, INCLUDING EDUCATION AND GUIDANCE REGARDING OPTIONS TO AVOID FORECLOSURE, FACILITATING PAYMENT ARRANGEMENTS WITH LENDERS, EXPLORING ALTERNATIVE FINANCING, AND LONG-TERM GOALS FOR SUSTAINABILITY.THE AGENCY PROVIDES SERVICES TO EXISTING HOMEOWNERS EXPERIENCING MORTGAGE DIFFICULTY, INCLUDING EDUCATION AND GUIDANCE REGARDING OPTIONS TO AVOID FORECLOSURE, FACILITATING PAYMENT ARRANGEMENTS WITH LENDERS, EXPLORING ALTERNATIVE FINANCING, AND LONG-TERM GOALS FOR SUSTAINABILITY.  
THE AGENCY PROVIDES SERVICES TO FIRST-TIME HOMEBUYERS INCLUDING EDUCATION AND GUIDANCE ABOUT THE HOME PURCHASE PROCESS, PREPARATION FOR MORTGAGE QUALIFICATION, FINANCIAL LITERACY, AND RESOURCES TO SUPPORT SUSTAINABLE HOMEOWNERSHIP.
Program expenses$225,773.00$313,912.00$198,343.00  
Program revenue$147,884.00$282,582.00$240,810.00  
Program descriptionTHE AGENCY PROVIDES SERVICES TO FIRST-TIME HOMEBUYERS INCLUDING EDUCATION AND GUIDANCE ABOUT THE HOME PURCHASE PROCESS, PREPARATION FOR MORTGAGE QUALIFICATION, FINANCIAL LITERACY, AND RESOURCES TO SUPPORT SUSTAINABLE HOMEOWNERSHIP.THE AGENCY PROVIDES SERVICES TO FIRST-TIME HOMEBUYERS INCLUDING EDUCATION AND GUIDANCE ABOUT THE HOME PURCHASE PROCESS, PREPARATION FOR MORTGAGE QUALIFICATION, FINANCIAL LITERACY, AND RESOURCES TO SUPPORT SUSTAINABLE HOMEOWNERSHIP.THE AGENCY PROVIDES SERVICES TO FIRST-TIME HOMEBUYERS INCLUDING EDUCATION AND GUIDANCE ABOUT THE HOME PURCHASE PROCESS, PREPARATION FOR MORTGAGE QUALIFICATION, FINANCIAL LITERACY, AND RESOURCES TO SUPPORT SUSTAINABLE HOMEOWNERSHIP.  
THE AGENCY PROVIDES SERVICES TO LOW-MODERATE INCOME RESIDENTS INCLUDING: FIRST-TIME HOMEBUYER EDUCATION AND GUIDANCE, CREDIT IMPROVEMENT, FINANCIAL LITERACY, AND ASSISTANCE TO OBTAIN MORTGAGE FINANCING.
Program expenses   $118,870.00$103,518.00
Program revenue   $107,013.00$48,943.00
Program description   THE AGENCY PROVIDES SERVICES TO LOW-MODERATE INCOME RESIDENTS INCLUDING: FIRST-TIME HOMEBUYER EDUCATION AND GUIDANCE, CREDIT IMPROVEMENT, FINANCIAL LITERACY, AND ASSISTANCE TO OBTAIN MORTGAGE FINANCING.THE AGENCY PROVIDES SERVICES TO LOW-MODERATE INCOME RESIDENTS INCLUDING: FIRST-TIME HOMEBUYER EDUCATION AND GUIDANCE, CREDIT IMPROVEMENT, FINANCIAL LITERACY, AND ASSISTANCE TO OBTAIN MORTGAGE FINANCING.
Financial data
Revenue
Total revenue$432,714.00$806,854.00$1,496,221.00$1,419,232.00$1,474,407.00
Revenue from contributions (total)$86,424.00$353,492.00$545,764.00$1,050,272.00$1,076,356.00
Investment income, current yr$10,088.00$83,989.00$9,777.00$8,747.00$2,330.00
Total revenue from grants, etc., current yr$86,424.00$353,492.00$545,764.00$1,050,272.00$1,076,356.00
Total unrelated business revenue$0.00$0.00$0.00$0.00$0.00
Other revenue, current yr$0.00$0.00$0.00$0.00$0.00
Net unrelated business taxable revenue$0.00$0.00$0.00$0.00$0.00
Program service revenue (total)$336,202.00$369,373.00$940,680.00$360,213.00$395,721.00
Gross receipts$432,714.00$806,854.00$1,496,221.00$1,419,232.00$1,474,407.00
Sources of contributions
Revenue from gov't grants$69,424.00$316,472.00$495,764.00$884,772.00$1,019,645.00
Revenue from all other contributions$17,000.00$37,020.00$50,000.00$165,500.00$56,711.00
Other types of revenue
Income from dividends, interest, and similar investments$12,745.00$18,698.00$9,777.00$8,747.00$2,330.00
Net rental income $0.00$0.00$0.00$0.00
Expense categories (totals)
Total functional expenses: sum of all$1,025,963.00$1,193,226.00$1,590,483.00$1,031,148.00$952,469.00
Total functional expenses: program service $796,769.00$930,581.00$1,248,386.00$742,413.00$646,989.00
Total functional expenses: management and general$199,194.00$232,645.00$312,097.00$273,113.00$293,311.00
Total functional expenses: fundraising$30,000.00$30,000.00$30,000.00$15,622.00$12,169.00
Fees for services
Fundraising service fees (total)$0.00$0.00$0.00$0.00$0.00
Assets and liabilities
Total assets$1,015,952.00$1,617,826.00$2,161,415.00$2,279,839.00$1,759,911.00
Total assets, beginning of year$1,617,826.00$2,161,415.00$2,279,839.00$1,759,911.00$1,177,304.00
Total liabilities$83,753.00$123,148.00$189,473.00$213,635.00$81,791.00
Total liabilities, beginning of year$123,148.00$189,473.00$213,635.00$81,791.00$21,122.00
Pledges & accounts receivable, net$2,673.00$48,793.00$11,295.00$11,295.00$27,134.00
Unrestricted net assets, end of yr$873,335.00$1,427,914.00$1,827,147.00$1,886,553.00$1,647,133.00
Temporarily restricted net assets$58,864.00$66,764.00$144,795.00$179,651.00$30,987.00
Net assets$932,199.00$1,494,678.00$1,971,942.00$2,066,204.00$1,678,120.00
Net assets, beginning of year$1,494,678.00$1,971,942.00$2,066,204.00$1,678,120.00$1,156,182.00
Other liabilities$10,292.00$13,760.00$17,385.00$34,862.00 
Other assets$3,875.00$146,896.00$198,477.00$227,963.00$338,452.00
Investments: other securities$516,635.00$582,681.00   
Cash: non-interest bearing$172,390.00$77,991.00$203,401.00$152,235.00$150,041.00
Cash: non-interest bearing, beginning of year$77,991.00$203,401.00$152,235.00$150,041.00$119,188.00
Other financial variables
Revenue less expenses-$593,249.00-$386,372.00-$94,262.00$388,084.00$521,938.00
Advertising (total)$3,194.00$37,131.00$6,729.00$7,928.00$4,578.00
Savings & temp cash investment$251,566.00$721,033.00$1,646,332.00$1,776,540.00$1,171,884.00
Accounts receivable, net$46,200.00$15,508.00$67,812.00$69,619.00$14,496.00
Prepaid expenses & deferred charges $0.00$1,113.00$0.00$8,750.00
Accounts payable & accrued expenses$14,752.00$50,679.00$113,379.00$147,154.00$71,622.00
Deferred revenue$58,709.00$58,709.00$58,709.00$31,619.00$10,169.00
Total net assets or fund balances$932,199.00$1,494,678.00$1,971,942.00$2,066,204.00$1,678,120.00
Depreciation, depletion, amortization$6,676.00$8,061.00$17,890.00$21,967.00$18,901.00
Governance and accountability
Number of voting members33363
Number of independent voting members00010
Financial sheets auditedTrueTrueTrueTrueTrue
Audit on consolidated basisTrueTrueTrueTrueTrue
Accrual accountingTrueTrueTrueTrueTrue
Tax year start date2016-01-012015-01-012014-01-012013-01-012012-01-01
Tax year end date2016-12-012015-12-012014-12-012013-12-012012-12-01
Metadata about the filing
E-return type: 990, 990EZ, or 990PF990990990990990
Date e-filing submitted2017-12-042017-03-302016-01-212014-12-292014-01-03
IRS schema version2016v3.02015v2.12014v5.02013v3.02012v2.1
Filing identifier201713049349300941201613209349308781201503209349312070201443219349308349201313199349308216
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