VIRGINIA LIFE ACCIDENT AND SICKNESS INSURANCE GUARANTY ASSOCIATION

Address
1503 SANTA ROSA ROAD SUITE 101
HENRICO, VA 23229
Contact
Website: http://www.valifega.org
Phone: +1 (804) 282-2240
Nonprofit
NTEE: Y032 - Mutual/Membership benefit
EIN: 54-1642659

Mission

PRIMARY EXEMPT PURPOSE: THE ASSOCIATION IS A VIRGINIA STATUTORY ASSOCIATION FORMED PURSUANT TO CHAPTER 17 OF TITLE 38.2 OF THE CODE OF VIRGINIA TO PAY OBLIGATIONS OF INSOLVENT INSURANCE COMPANIES UNDER THE SUPERVISION OF THE VIRGINIA STATE CORPORATION COMMISSION. WITH RESPECT TO CONTRACTS ISSUED BY INSURERS LICENSED TO TRANSACT BUSINESS IN VIRGINIA, IT DEALS WITH DIRECT LIFE INSURANCE POLICIES, ACCIDENT AND SICKNESS INSURANCE POLICIES, ANNUITY CONTRACTS AND CONTRACTS SUPPLEMENTAL THERETO, AS WELL AS DENTAL BENEFIT CONTRACTS ENTERED INTO WITH DENTAL PLAN ORGANIZATIONS AS PROVIDED IN CHAPTER 61 OF TITLE 38.2. ALL INSURERS LICENSED TO WRITE SUCH POLICIES OR CONTRACTS IN VIRGINIA ARE REQUIRED TO BE MEMBERS OF THE ASSOCIATION. IN ACCORDANCE WITH SECTION 38.2-1705 OF THE CODE OF VIRGINIA, THE ASSOCIATION MAY ASSESS ITS APPROXIMATELY 775 MEMBERS TO THE EXTENT NECESSARY TO CARRY OUT ITS POWERS AND DUTIES. THE ASSOCIATION'S MEMBERS INCLUDE ALL LIFE, ACCIDENT AND SICKNESS AND ANNUITY INSURANCE C
 20172016201520142013
Basic features of the organization
Doing business as nameINSURANCE GUARANTY ASSOCIATION
Year of formation1976
Subsection code06
PF filing required0    
Metropolitan statistical area6760
Form of organization
AssociationTrue
Human resources, including compensation
Summary compensation info
Number of employees00000
Number of volunteers99111111
Personnel
Barry, Daniel
TitleDIRECTORDIRECTORDIRECTORDIRECTORDIRECTOR
Name of key/compensated personDANIEL G BARRYDANIEL G BARRYDANIEL G BARRYDANIEL G BARRYDANIEL G BARRY
Position of compensated person
Current individual trustee or directorTrueTrueTrueTrueTrue
Average hours per week working for org1.001.001.001.001.00
Reportable compensation from org$0.00$0.00$0.00$0.00$0.00
Other comp, non-reportable, from org and related orgs$0.00$0.00$0.00$0.00$0.00
Corresponding comp from related orgs
Reportable compensation from related orgs $0.00$0.00$0.00$0.00$0.00
Bowman, Richard
Title   DIRECTORDIRECTOR
Name of key/compensated person   RICHARD P BOWMANRICHARD P BOWMAN
Position of compensated person
Current individual trustee or director   TrueTrue
Average hours per week working for org   1.001.00
Reportable compensation from org   $0.00$0.00
Other comp, non-reportable, from org and related orgs   $0.00$0.00
Corresponding comp from related orgs
Reportable compensation from related orgs    $0.00$0.00
Fagan, Charles
TitleFORMER CHCHIEF ACCCHIEF ACCCHIEF ACCCHIEF ACC
Name of key/compensated personCHARLES E FAGAN IICHARLES E FAGAN IICHARLES E FAGAN IICHARLES E FAGAN IICHARLES E FAGAN
Position of compensated person
Average hours per week working for org20.0020.0018.0016.0016.00
Reportable compensation from org$0.00$0.00$0.00$0.00$0.00
Other comp, non-reportable, from org and related orgs$0.00$0.00$0.00$0.00$0.00
Corresponding comp from related orgs
Reportable compensation from related orgs $0.00$0.00$0.00$0.00$0.00
Hickey, Michael
Title   DIRECTORDIRECTOR
Name of key/compensated person   MICHAEL B HICKEYMICHAEL B HICKEY
Position of compensated person
Current individual trustee or director   TrueTrue
Average hours per week working for org   1.001.00
Reportable compensation from org   $0.00$0.00
Other comp, non-reportable, from org and related orgs   $0.00$0.00
Corresponding comp from related orgs
Reportable compensation from related orgs    $0.00$0.00
Hunt, S
TitleDIRECTORDIRECTORDIRECTORTREASURERTREASURER
Name of key/compensated personS OWEN HUNTS OWEN HUNTS OWEN HUNTS OWEN HUNTS OWEN HUNT
Position of compensated person
Current individual trustee or directorTrueTrueTrueTrueTrue
Average hours per week working for org1.001.001.002.002.00
Reportable compensation from org$0.00$0.00$0.00$0.00$0.00
Other comp, non-reportable, from org and related orgs$0.00$0.00$0.00$0.00$0.00
Corresponding comp from related orgs
Reportable compensation from related orgs $0.00$0.00$0.00$0.00$0.00
Kelly, Alison
TitleDIRECTOR    
Name of key/compensated personALISON KELLY    
Position of compensated person
Current individual trustee or directorTrue    
Average hours per week working for org1.00    
Reportable compensation from org$0.00    
Other comp, non-reportable, from org and related orgs$0.00    
Corresponding comp from related orgs
Reportable compensation from related orgs $0.00    
Kronau, Kathleen
TitleTREASURERTREASURERTREASURERDIRECTORDIRECTOR
Name of key/compensated personKATHLEEN M KRONAUKATHLEEN M KRONAUKATHLEEN KRONAUKATHLEEN M KRONAUKATHLEEN M KRONAU
Position of compensated person
Current individual trustee or directorTrueTrueTrueTrueTrue
Average hours per week working for org2.002.002.001.001.00
Reportable compensation from org$0.00$0.00$0.00$0.00$0.00
Other comp, non-reportable, from org and related orgs$0.00$0.00$0.00$0.00$0.00
Corresponding comp from related orgs
Reportable compensation from related orgs $0.00$0.00$0.00$0.00$0.00
Lindsay, Beth
TitleSECRETARYSECRETARYSECRETARYSECRETARYSECRETARY
Name of key/compensated personBETH P LINDSAYBETH P LINDSAYBETH P LINDSAYBETH P LINDSAYBETH P LINDSAY
Position of compensated person
Current individual trustee or directorTrueTrueTrueTrueTrue
Average hours per week working for org2.002.002.002.001.00
Reportable compensation from org$0.00$0.00$0.00$0.00$0.00
Other comp, non-reportable, from org and related orgs$0.00$0.00$0.00$0.00$0.00
Corresponding comp from related orgs
Reportable compensation from related orgs $0.00$0.00$0.00$0.00$0.00
Lowe, Michael
TitleCHAIRMANCHAIRMANCHAIRMANCHAIRMANCHAIRMAN
Name of key/compensated personMICHAEL W LOWEMICHAEL W LOWEMICHAEL W LOWEMICHAEL W LOWEMICHAEL W LOWE
Position of compensated person
Current individual trustee or directorTrueTrueTrueTrueTrue
Average hours per week working for org2.002.002.002.002.00
Reportable compensation from org$0.00$0.00$0.00$0.00$0.00
Other comp, non-reportable, from org and related orgs$0.00$0.00$0.00$0.00$0.00
Corresponding comp from related orgs
Reportable compensation from related orgs $0.00$0.00$0.00$0.00$0.00
Muratore, Jeseph
Title  DIRECTOR  
Name of key/compensated person  JESEPH MURATORE  
Position of compensated person
Current individual trustee or director  True  
Average hours per week working for org  1.00  
Reportable compensation from org  $0.00  
Other comp, non-reportable, from org and related orgs  $0.00  
Corresponding comp from related orgs
Reportable compensation from related orgs   $0.00  
Muratore, Joseph
Title DIRECTOR   
Name of key/compensated person JOSEPH F MURATORE   
Position of compensated person
Current individual trustee or director True   
Average hours per week working for org 1.00   
Reportable compensation from org $0.00   
Other comp, non-reportable, from org and related orgs $0.00   
Corresponding comp from related orgs
Reportable compensation from related orgs  $0.00   
Parker, Margaret
TitleEXEC DIREEXEC DIREEXEC DIREEXEC DIREEXEC DIRE
Name of key/compensated personMARGARET M PARKERMARGARET M PARKERMARGARET M PARKERMARGARET M PARKERMARGARET M PARKER
Position of compensated person
Average hours per week working for org32.0032.0030.0030.0030.00
Reportable compensation from org$0.00$0.00$0.00$0.00$0.00
Other comp, non-reportable, from org and related orgs$0.00$0.00$0.00$0.00$0.00
Corresponding comp from related orgs
Reportable compensation from related orgs $0.00$0.00$0.00$0.00$0.00
Reichel, Randi
TitleDIRECTOR    
Name of key/compensated personRANDI REICHEL    
Position of compensated person
Current individual trustee or directorTrue    
Average hours per week working for org1.00    
Reportable compensation from org$0.00    
Other comp, non-reportable, from org and related orgs$0.00    
Corresponding comp from related orgs
Reportable compensation from related orgs $0.00    
Sisson, Mary
TitleCHIEF ACCO    
Name of key/compensated personMARY Y SISSON    
Position of compensated person
Average hours per week working for org32.00    
Reportable compensation from org$0.00    
Other comp, non-reportable, from org and related orgs$0.00    
Corresponding comp from related orgs
Reportable compensation from related orgs $0.00    
Smith, Kevin
TitleDIRECTORDIRECTORDIRECTORDIRECTORDIRECTOR
Name of key/compensated personKEVIN G SMITHKEVIN G SMITHKEVIN G SMITHKEVIN G SMITHKEVIN G SMITH
Position of compensated person
Current individual trustee or directorTrueTrueTrueTrueTrue
Average hours per week working for org1.001.001.001.001.00
Reportable compensation from org$0.00$0.00$0.00$0.00$0.00
Other comp, non-reportable, from org and related orgs$0.00$0.00$0.00$0.00$0.00
Corresponding comp from related orgs
Reportable compensation from related orgs $0.00$0.00$0.00$0.00$0.00
Sutherland, Francis
TitleDIRECTORDIRECTORDIRECTORDIRECTORDIRECTOR
Name of key/compensated personFRANCIS A SUTHERLAND JRFRANCIS A SUTHERLAND JRFRANCIS A SUTHERLAND JRFRANCIS A SUTHERLAND JRFRANCIS A SUTHERLAND JR
Position of compensated person
Current individual trustee or directorTrueTrueTrueTrueTrue
Average hours per week working for org1.001.001.001.001.00
Reportable compensation from org$0.00$0.00$0.00$0.00$0.00
Other comp, non-reportable, from org and related orgs$0.00$0.00$0.00$0.00$0.00
Corresponding comp from related orgs
Reportable compensation from related orgs $0.00$0.00$0.00$0.00$0.00
Ward, David
Title DIRECTORDIRECTOR  
Name of key/compensated person DAVID D WARDDAVID D WARD  
Position of compensated person
Current individual trustee or director TrueTrue  
Average hours per week working for org 1.001.00  
Reportable compensation from org $0.00$0.00  
Other comp, non-reportable, from org and related orgs $0.00$0.00  
Corresponding comp from related orgs
Reportable compensation from related orgs  $0.00$0.00  
Purpose: mission, activities, & accomplishments
Mission or significant activitiesPRIMARY EXEMPT PURPOSE: THE ASSOCIATION IS A VIRGINIA STATUTORY ASSOCIATION FORMED PURSUANT TO CHAPTER 17 OF TITLE 38.2 OF THE CODE OF VIRGINIA TO PAY OBLIGATIONS OF INSOLVENT INSURANCE COMPANIES UNDER THE SUPERVISION OF THE VIRGINIA STATE CORPORATION COMMISSION. WITH RESPECT TO CONTRACTS ISSUED BY INSURERS LICENSED TO TRANSACT BUSINESS IN VIRGINIA, IT DEALS WITH DIRECT LIFE INSURANCE POLICIES, ACCIDENT AND SICKNESS INSURANCE POLICIES, ANNUITY CONTRACTS AND CONTRACTS SUPPLEMENTAL THERETO, AS WELL AS DENTAL BENEFIT CONTRACTS ENTERED INTO WITH DENTAL PLAN ORGANIZATIONS AS PROVIDED IN CHAPTER 61 OF TITLE 38.2. ALL INSURERS LICENSED TO WRITE SUCH POLICIES OR CONTRACTS IN VIRGINIA ARE REQUIRED TO BE MEMBERS OF THE ASSOCIATION. IN ACCORDANCE WITH SECTION 38.2-1705 OF THE CODE OF VIRGINIA, THE ASSOCIATION MAY ASSESS ITS APPROXIMATELY 775 MEMBERS TO THE EXTENT NECESSARY TO CARRY OUT ITS POWERS AND DUTIES. THE ASSOCIATION'S MEMBERS INCLUDE ALL LIFE, ACCIDENT AND SICKNESS AND ANNUITY INSURANCE CPRIMARY EXEMPT PURPOSE: THE ASSOCIATION IS A VIRGINIA STATUTORY ASSOCIATION FORMED PURSUANT TO CHAPTER 17 OF TITLE 38.2 OF THE CODE OF VIRGINIA TO PAY OBLIGATIONS OF INSOLVENT INSURANCE COMPANIES UNDER THE SUPERVISION OF THE VIRGINIA STATE CORPORATION COMMISSION. WITH RESPECT TO CONTRACTS ISSUED BY INSURERS LICENSED TO TRANSACT BUSINESS IN VIRGINIA, IT DEALS WITH DIRECT LIFE INSURANCE POLICIES, ACCIDENT AND SICKNESS INSURANCE POLICIES, ANNUITY CONTRACTS AND CONTRACTS SUPPLEMENTAL THERETO, AS WELL AS DENTAL BENEFIT CONTRACTS ENTERED INTO WITH DENTAL PLAN ORGANIZATIONS AS PROVIDED IN CHAPTER 61 OF TITLE 38.2. ALL INSURERS LICENSED TO WRITE SUCH POLICIES OR CONTRACTS IN VIRGINIA ARE REQUIRED TO BE MEMBERS OF THE ASSOCIATION. IN ACCORDANCE WITH SECTION 38.2-1705 OF THE CODE OF VIRGINIA, THE ASSOCIATION MAY ASSESS ITS APPROXIMATELY 775 MEMBERS TO THE EXTENT NECESSARY TO CARRY OUT ITS POWERS AND DUTIES. THE ASSOCIATION'S MEMBERS INCLUDE ALL LIFE, ACCIDENT AND SICKNESS AND ANNUITY INSURANCE CPRIMARY EXEMPT PURPOSE: THE ASSOCIATION IS A VIRGINIA STATUTORY ASSOCIATION FORMED PURSUANT TO CHAPTER 17 OF TITLE 38.2 OF THE CODE OF VIRGINIA TO PAY OBLIGATIONS OF INSOLVENT INSURANCE COMPANIES UNDER THE SUPERVISION OF THE VIRGINIA STATE CORPORATION COMMISSION. WITH RESPECT TO CONTRACTS ISSUED BY INSURERS LICENSED TO TRANSACT BUSINESS IN VIRGINIA, IT DEALS WITH DIRECT LIFE INSURANCE POLICIES, ACCIDENT AND SICKNESS INSURANCE POLICIES, ANNUITY CONTRACTS AND CONTRACTS SUPPLEMENTAL THERETO, AS WELL AS DENTAL BENEFIT CONTRACTS ENTERED INTO WITH DENTAL PLAN ORGANIZATIONS AS PROVIDED IN CHAPTER 61 OF TITLE 38.2. ALL INSURERS LICENSED TO WRITE SUCH POLICIES OR CONTRACTS IN VIRGINIA ARE REQUIRED TO BE MEMBERS OF THE ASSOCIATION. IN ACCORDANCE WITH SECTION 38.2-1705 OF THE CODE OF VIRGINIA, THE ASSOCIATION MAY ASSESS ITS APPROXIMATELY 775 MEMBERS TO THE EXTENT NECESSARY TO CARRY OUT ITS POWERS AND DUTIES. THE ASSOCIATION'S MEMBERS INCLUDE ALL LIFE, ACCIDENT AND SICKNESS AND ANNUITY INSURANCE CPRIMARY EXEMPT PURPOSE: THE ASSOCIATION IS A VIRGINIA STATUTORY ASSOCIATION FORMED PURSUANT TO CHAPTER 17 OF TITLE 38.2 OF THE CODE OF VIRGINIA TO PAY OBLIGATIONS OF INSOLVENT INSURANCE COMPANIES UNDER THE SUPERVISION OF THE VIRGINIA STATE CORPORATION COMMISSION. WITH RESPECT TO CONTRACTS ISSUED BY INSURERS LICENSED TO TRANSACT BUSINESS IN VIRGINIA, IT DEALS WITH DIRECT LIFE INSURANCE POLICIES, ACCIDENT AND SICKNESS INSURANCE POLICIES, ANNUITY CONTRACTS AND CONTRACTS SUPPLEMENTAL THERETO, AS WELL AS DENTAL BENEFIT CONTRACTS ENTERED INTO WITH DENTAL PLAN ORGANIZATIONS AS PROVIDED IN CHAPTER 61 OF TITLE 38.2. ALL INSURERS LICENSED TO WRITE SUCH POLICIES OR CONTRACTS IN VIRGINIA ARE REQUIRED TO BE MEMBERS OF THE ASSOCIATION. IN ACCORDANCE WITH SECTION 38.2-1705 OF THE CODE OF VIRGINIA, THE ASSOCIATION MAY ASSESS ITS APPROXIMATELY 775 MEMBERS TO THE EXTENT NECESSARY TO CARRY OUT ITS POWERS AND DUTIES. THE ASSOCIATION'S MEMBERS INCLUDE ALL LIFE, ACCIDENT AND SICKNESS AND ANNUITY INSURANCE CPRIMARY EXEMPT PURPOSE: THE ASSOCIATION IS A VIRGINIA STATUTORY ASSOCIATION FORMED PURSUANT TO CHAPTER 17 OF TITLE 38.2 OF THE CODE OF VIRGINIA TO PAY OBLIGATIONS OF INSOLVENT INSURANCE COMPANIES UNDER THE SUPERVISION OF THE VIRGINIA STATE CORPORATION COMMISSION. WITH RESPECT TO CONTRACTS ISSUED BY INSURERS LICENSED TO TRANSACT BUSINESS IN VIRGINIA, IT DEALS WITH DIRECT LIFE INSURANCE POLICIES, ACCIDENT AND SICKNESS INSURANCE POLICIES, ANNUITY CONTRACTS AND CONTRACTS SUPPLEMENTAL THERETO, AS WELL AS DENTAL BENEFIT CONTRACTS ENTERED INTO WITH DENTAL PLAN ORGANIZATIONS AS PROVIDED IN CHAPTER 61 OF TITLE 38.2. ALL INSURERS LICENSED TO WRITE SUCH POLICIES OR CONTRACTS IN VIRGINIA ARE REQUIRED TO BE MEMBERS OF THE ASSOCIATION. IN ACCORDANCE WITH SECTION 38.2-1705 OF THE CODE OF VIRGINIA, THE ASSOCIATION MAY ASSESS ITS APPROXIMATELY 780 MEMBERS TO THE EXTENT NECESSARY TO CARRY OUT ITS POWERS AND DUTIES. THE ASSOCIATION'S MEMBERS INCLUDE ALL LIFE, ACCIDENT AND SICKNESS AND ANNUITY INSURANCE C
Program service expenses, total$86,886,606.00$951,668.00   
Programs, including revenue & expenses
ACTIVITY FOR 16 LIFE AND/OR HEALTH INSURANCE COMPANIES THAT ARE EITHER IN REHABILITATION OR LIQUIDATION.
Program expenses$86,886,606.00$951,668.00   
Program revenue$112,774,316.00$553,550.00   
Program descriptionACTIVITY FOR 16 LIFE AND/OR HEALTH INSURANCE COMPANIES THAT ARE EITHER IN REHABILITATION OR LIQUIDATION.ACTIVITY FOR 17 LIFE AND/OR HEALTH INSURANCE COMPANIES THAT ARE EITHER IN REHABILITATION OR LIQUIDATION.ACTIVITY FOR 15 LIFE AND/OR HEALTH INSURANCE COMPANIES THAT ARE EITHER IN REHABILITATION OR LIQUIDATION.ACTIVITY FOR 19 LIFE AND/OR HEALTH INSURANCE COMPANIES THAT ARE EITHER IN REHABILITATION OR LIQUIDATION.ACTIVITY FOR 19 LIFE AND/OR HEALTH INSURANCE COMPANIES THAT ARE EITHER IN REHABILITATION OR LIQUIDATION.
Financial data
Revenue
Total revenue$112,782,764.00$554,265.00$1,644,495.00$3,744,156.00$5,021,297.00
Revenue from contributions (total)  $0.00$0.00$0.00
Investment income, current yr$8,448.00$0.00$0.00$0.00$0.00
Total revenue from grants, etc., current yr$0.00$0.00$0.00$0.00$0.00
Total unrelated business revenue$0.00$0.00$0.00$0.00$0.00
Other revenue, current yr$0.00$715.00$1,424.00$1,786.00$1,803.00
Program service revenue (total)$112,774,316.00$553,550.00$1,643,071.00$3,742,370.00$5,019,494.00
Gross receipts$112,782,764.00$554,265.00$1,644,495.00$3,744,156.00$5,021,297.00
Other types of revenue
Miscellaneous revenue (total) $715.00$1,424.00$1,786.00$1,803.00
Income from dividends, interest, and similar investments$8,448.00    
Net rental income  $0.00$0.00$0.00
Expense categories (totals)
Total functional expenses: sum of all$86,886,606.00$951,668.00$1,166,884.00$2,701,415.00$6,422,754.00
Total functional expenses: program service $86,886,606.00$0.00$0.00$0.00$0.00
Total functional expenses: management and general$0.00$0.00$0.00$0.00$0.00
Total functional expenses: fundraising$0.00$0.00$0.00$0.00$0.00
Fees for services
Legal fees (total)$51,205.00$43,498.00$30,093.00$41,304.00$21,906.00
Fundraising service fees (total)$0.00$0.00$0.00$0.00$0.00
General management fees (total)$246,268.00$261,484.00$253,869.00$246,482.00$239,301.00
Assets and liabilities
Total assets$27,865,014.00$1,968,856.00$2,366,259.00$1,888,648.00$845,907.00
Total assets, beginning of year$1,968,856.00$2,366,259.00$1,888,648.00$845,907.00$2,271,177.00
Total liabilities$0.00$0.00$0.00$0.00$0.00
Total liabilities, beginning of year    $23,813.00
Unrestricted net assets, end of yr$2,110,698.00$1,844,394.00$1,554,679.00$1,247,361.00$918,419.00
Temporarily restricted net assets$25,754,316.00$124,462.00$811,580.00$641,287.00-$72,512.00
Net assets$27,865,014.00$1,968,856.00$2,366,259.00$1,888,648.00$845,907.00
Net assets, beginning of year$1,968,856.00$2,366,259.00$1,888,648.00$845,907.00$2,247,364.00
Other assets$25,373,682.00    
Cash: non-interest bearing  $106,305.00$188,892.00 
Cash: non-interest bearing, beginning of year $106,305.00$188,892.00$46,840.00 
Other financial variables
Revenue less expenses$25,896,158.00-$397,403.00$477,611.00$1,042,741.00-$1,401,457.00
Savings & temp cash investment$2,491,332.00$1,968,856.00$2,259,954.00$1,699,756.00$845,907.00
Total net assets or fund balances$27,865,014.00$1,968,856.00$2,366,259.00$1,888,648.00$845,907.00
Governance and accountability
Number of voting members99999
Number of independent voting members99999
Financial sheets auditedTrueTrueTrueTrueTrue
Other accounting method (indicator)    True
Cash accountingTrueTrueTrueTrue 
Tax year start date2017-01-012016-01-012015-01-012014-01-012013-01-01
Tax year end date2017-12-012016-12-012015-12-012014-12-012013-12-01
Indicators for schedules (selected)
Business transaction with entity ownerTrueTrueTrueTrueTrue
Metadata about the filing
E-return type: 990, 990EZ, or 990PF990990990990990
Reason for form submission
Address change    True
Date e-filing submitted2018-07-302017-10-102016-08-302015-06-152014-10-17
IRS schema version2017v2.32016v3.02015v2.12014v5.02013v3.1
Filing identifier201831169349300013201711309349300731201641199349300609201510859349300201201402209349300310
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