Professional and Business Association

Address
P O Box 467
Collegedale, TN 373150467
Contact
Phone: +1 (423) 396-9090
Nonprofit
NTEE: X11 - Single Organization Support
EIN: 62-6081777

Mission

To provide capital in the form of loans at reasonable rates to churches and church schools for the purpose of new and replacement construction. Capital is accumulated through loans made to the Professional and Business Assoc. by members and others. The Organization also, occasionally, makes direct grants to the local conference of churches to assist in development.
 20162015201420132011
Basic features of the organization
Year of formation1967
Subsection code03
PF filing required0    
Metropolitan statistical area1560
Form of organization
CorporationTrue
Human resources, including compensation
Summary compensation info
Total compensation of current key personnel$0.00$0.00$0.00$0.00$6,800.00
Sum of reportable (W2/1099) compensation $9,765.00$9,851.00$7,300.00$6,800.00
Number of employees34332
Personnel
Duricheck, Helen
Title  Assistant TreasurerAssistant Treasurer 
Name of key/compensated person  Helen DuricheckHelen Duricheck 
Position of compensated person
Current officer  TrueTrue 
Average hours per week working for org  002.00002.00 
Reportable compensation from org  $635.00$475.00 
Other comp, non-reportable, from org and related orgs  $0.00$0.00 
Corresponding comp from related orgs
Reportable compensation from related orgs   $0.00$0.00 
Durichek, Helen
TitleAssistant Treasurer   Assistant Treasurer
Name of key/compensated personHelen Durichek   Helen Durichek
Position of compensated person
Current officerTrue   True
Average hours per week working for org001.00   002.00
Reportable compensation from org$0.00   $425.00
Other comp, non-reportable, from org and related orgs$0.00   $0.00
Corresponding comp from related orgs
Reportable compensation from related orgs $0.00   $0.00
Fillman, Noel
TitlePresidentPresidentPresidentPresidentDirector
Name of key/compensated personNoel FillmanNoel FillmanNoel FillmanNoel FillmanNoel Fillman
Position of compensated person
Current officerTrueTrueTrueTrue 
Average hours per week working for org002.00002.00002.00002.00001.00
Reportable compensation from org$0.00$75.00$150.00$150.00$0.00
Other comp, non-reportable, from org and related orgs$0.00$0.00$0.00$0.00$0.00
Corresponding comp from related orgs
Reportable compensation from related orgs $0.00$0.00$0.00$0.00$0.00
Gano, Melissa
TitleTreasurer    
Name of key/compensated personMelissa Gano    
Position of compensated person
Current officerTrue    
Average hours per week working for org013.00    
Reportable compensation from org$0.00    
Other comp, non-reportable, from org and related orgs$0.00    
Corresponding comp from related orgs
Reportable compensation from related orgs $0.00    
Hall, Roger
TitleBoard MemberVice PresidentDirectorDirectorDirector
Name of key/compensated personRoger HallRoger HallRoger HallRoger HallRoger Hall
Position of compensated person
Current officer True   
Average hours per week working for org001.00001.00001.00001.00001.00
Reportable compensation from org$0.00$0.00$0.00$0.00$0.00
Other comp, non-reportable, from org and related orgs$0.00$0.00$0.00$0.00$0.00
Corresponding comp from related orgs
Reportable compensation from related orgs $0.00$0.00$0.00$0.00$0.00
Hazecamp, Mitch
TitleBoard Member DirectorDirectorDirector
Name of key/compensated personMitch Hazecamp Mitch HazecampMitch HazecampMitch Hazecamp
Position of compensated person
Average hours per week working for org001.00 001.00001.00001.00
Reportable compensation from org$0.00 $0.00$0.00$0.00
Other comp, non-reportable, from org and related orgs$0.00 $0.00$0.00$0.00
Corresponding comp from related orgs
Reportable compensation from related orgs $0.00 $0.00$0.00$0.00
Irwin, Jane
TitleSecretary SecretarySecretarySecretary
Name of key/compensated personJane Irwin Jane IrwinJane IrwinJane Irwin
Position of compensated person
Current officerTrue TrueTrueTrue
Average hours per week working for org001.00 001.00001.00001.00
Reportable compensation from org$0.00 $0.00$0.00$0.00
Other comp, non-reportable, from org and related orgs$0.00 $0.00$0.00$0.00
Corresponding comp from related orgs
Reportable compensation from related orgs $0.00 $0.00$0.00$0.00
McColpin, Faye
Title Director   
Name of key/compensated person Faye McColpin   
Position of compensated person
Average hours per week working for org 001.00   
Reportable compensation from org $0.00   
Other comp, non-reportable, from org and related orgs $0.00   
Corresponding comp from related orgs
Reportable compensation from related orgs  $0.00   
McColpin, Karen
TitleSecretarySecretarySecretarySecretarySecretary
Name of key/compensated personKaren McColpinKaren McColpinKaren McColpinKaren McColpinKaren McColpin
Position of compensated person
Current officerTrueTrueTrueTrueTrue
Average hours per week working for org001.00001.00001.00001.00001.00
Reportable compensation from org$0.00$0.00$0.00$0.00$0.00
Other comp, non-reportable, from org and related orgs$0.00$0.00$0.00$0.00$0.00
Corresponding comp from related orgs
Reportable compensation from related orgs $0.00$0.00$0.00$0.00$0.00
McKee, Jack
TitleVice PresidentDirectorVice PresidentVice PresidentVice President
Name of key/compensated personJack McKeeJack McKeeJack McKeeJack McKeeJack Mckee
Position of compensated person
Current officerTrue TrueTrueTrue
Average hours per week working for org001.00001.00001.00001.00001.00
Reportable compensation from org$0.00$0.00$0.00$0.00$0.00
Other comp, non-reportable, from org and related orgs$0.00$0.00$0.00$0.00$0.00
Corresponding comp from related orgs
Reportable compensation from related orgs $0.00$0.00$0.00$0.00$0.00
Odom, Myrna
TitleBoard MemberTreasurerTreasurerTreasurerTreasurer
Name of key/compensated personMyrna OdomMyrna OdomMyrna OdomMyrna OdomMyrna Odom
Position of compensated person
Current officer TrueTrueTrueTrue
Average hours per week working for org001.00013.00013.00013.00013.00
Reportable compensation from org$0.00$9,690.00$9,066.00$6,675.00$6,375.00
Other comp, non-reportable, from org and related orgs$0.00$0.00$0.00$0.00$0.00
Corresponding comp from related orgs
Reportable compensation from related orgs $0.00$0.00$0.00$0.00$0.00
Sines, John
TitleBoard Member DirectorDirectorDirector
Name of key/compensated personJohn Sines John A SinesJohn A SinesJohn A Sines
Position of compensated person
Average hours per week working for org001.00 001.00001.00001.00
Reportable compensation from org$0.00 $0.00$0.00$0.00
Other comp, non-reportable, from org and related orgs$0.00 $0.00$0.00$0.00
Corresponding comp from related orgs
Reportable compensation from related orgs $0.00 $0.00$0.00$0.00
Turner, David
TitleBoard MemberDirectorDirectorDirectorDirector
Name of key/compensated personDavid TurnerDavid TurnerDavid TurnerDavid TurnerDavid Turner
Position of compensated person
Average hours per week working for org001.00001.00001.00001.00001.00
Reportable compensation from org$0.00$0.00$0.00$0.00$0.00
Other comp, non-reportable, from org and related orgs$0.00$0.00$0.00$0.00$0.00
Corresponding comp from related orgs
Reportable compensation from related orgs $0.00$0.00$0.00$0.00$0.00
Walter, Marlin
TitleBoard Member Exec DirectorExec DirectorExec Director
Name of key/compensated personMarlin Walter Marlin WalterMarlin WalterMarlin Walter
Position of compensated person
Average hours per week working for org001.00 001.00001.00001.00
Reportable compensation from org$0.00 $0.00$0.00$0.00
Other comp, non-reportable, from org and related orgs$0.00 $0.00$0.00$0.00
Corresponding comp from related orgs
Reportable compensation from related orgs $0.00 $0.00$0.00$0.00
Walters, Marlin
Title Director   
Name of key/compensated person Marlin Walters   
Position of compensated person
Average hours per week working for org 001.00   
Reportable compensation from org $0.00   
Other comp, non-reportable, from org and related orgs $0.00   
Corresponding comp from related orgs
Reportable compensation from related orgs  $0.00   
Wilkins, Charles
TitleBoard Member DirectorDirector 
Name of key/compensated personCharles Wilkins Charles WilkinsCharles Wilkins 
Position of compensated person
Average hours per week working for org001.00 001.00001.00 
Reportable compensation from org$0.00 $0.00$0.00 
Other comp, non-reportable, from org and related orgs$0.00 $0.00$0.00 
Corresponding comp from related orgs
Reportable compensation from related orgs $0.00 $0.00$0.00 
Wilson, Charles
Title    President
Name of key/compensated person    Charles H Wilson
Position of compensated person
Current officer    True
Average hours per week working for org    002.00
Reportable compensation from org    $0.00
Other comp, non-reportable, from org and related orgs    $0.00
Corresponding comp from related orgs
Reportable compensation from related orgs     $0.00
Winters, Judy
Title Director   
Name of key/compensated person Judy Winters   
Position of compensated person
Average hours per week working for org 001.00   
Reportable compensation from org $0.00   
Other comp, non-reportable, from org and related orgs $0.00   
Corresponding comp from related orgs
Reportable compensation from related orgs  $0.00   
Purpose: mission, activities, & accomplishments
Mission or significant activitiesProvide financing for churches and church schools for new and replacement construction and provide support for evangelistic outreach.Provide financing for churches and church schools for new and replacement construction and provide support for evangelistic outreach.Provide financing for churches and church schools for new and replacement construction and provide support for evangelistic outreach.Provide financing for churches and church schools for new and replacement construction and provide support for evangelistic outreach.Provide financing for churches and church schools for new and replacement construction and provide support for evangelistic outreach.
Program service expenses, total$444,490.00$484,739.00$411,940.00$479,964.00$800,732.00
Programs, including revenue & expenses
Interest on loans from members and lines of credit which provide finance capital for lending operations which fund the building of churches and church affiliated schools. Contributions to affiliated church organizations to promote growth consistent with exempt purpose.
Program expenses$444,490.00$484,739.00$411,940.00$479,964.00$800,732.00
Grants and allocations made$75,000.00$100,000.00$75,000.00$100,000.00$100,000.00
Program revenue$531,162.00$518,345.00$489,029.00$539,011.00$885,121.00
Program descriptionInterest on loans from members and lines of credit which provide finance capital for lending operations which fund the building of churches and church affiliated schools. Contributions to affiliated church organizations to promote growth consistent with exempt purpose.Interest on loans from members and lines of credit which provide finance capital for lending operations which fund the building of churches and church affiliated schools. Contributions to affiliated church organizations to promote growth consistent with exempt purpose.Interest on loans from members and lines of credit which provide finance capital for lending operations which fund the building of churches and church affiliated schools. Contributions to affiliated church organizations to promote growth consistent with exempt purpose.Interest on loans from members and lines of credit which provide finance capital for lending operations which fund the building of churches and church affiliated schools. Contributions to affiliated church organizations to promote growth consistent with exempt purpose.Interest on loans from members and lines of credit which provide finance capital for lending operations which fund the building of churches and church afilliated schools. Contributions to affiliated church organizations to promote growth consistent with exempt purpose.
Financial data
Revenue
Total revenue$537,080.00$520,780.00$497,749.00$548,010.00$896,010.00
Revenue from contributions (total)$5,400.00$1,400.00$6,600.00$8,000.00$8,200.00
Investment income, current yr$518.00$1,035.00$2,120.00$999.00$2,689.00
Total revenue from grants, etc., current yr$5,400.00$1,400.00$6,600.00$8,000.00$8,200.00
Total unrelated business revenue$0.00$0.00$0.00$0.00$0.00
Other revenue, current yr$0.00$0.00$0.00$0.00$0.00
Program service revenue (total)$531,162.00$518,345.00$489,029.00$539,011.00$885,121.00
Gross receipts$537,080.00$520,780.00$497,749.00$548,010.00$896,010.00
Sources of contributions
Contributions revenue from membership dues$5,400.00$1,400.00$6,600.00$8,000.00$8,200.00
Other types of revenue
Income from dividends, interest, and similar investments$518.00$1,035.00$2,120.00$999.00$2,689.00
Net rental income $0.00$0.00$0.00$0.00
Expense categories (totals)
Total functional expenses: sum of all$492,014.00$516,050.00$439,039.00$503,785.00$823,800.00
Total functional expenses: program service $444,490.00$484,739.00$411,940.00$479,964.00$800,732.00
Total functional expenses: management and general$47,524.00$31,311.00$27,099.00$23,821.00$23,068.00
Total functional expenses: fundraising$0.00$0.00$0.00$0.00$0.00
Fees for services
Lobbying fees (total)$0.00$0.00$0.00$0.00$0.00
Legal fees (total)$9,375.00$3,300.00$0.00$0.00$0.00
Fundraising service fees (total)$0.00$0.00$0.00$0.00$0.00
General management fees (total)$0.00$0.00$0.00$0.00$0.00
Investment management fees (total)$0.00$0.00$0.00$0.00$0.00
Assets and liabilities
Total assets$18,443,604.00$18,228,462.00$16,615,601.00$17,138,883.00$18,761,998.00
Total assets, beginning of year$18,228,462.00$16,615,601.00$17,138,883.00$19,259,233.00$21,041,181.00
Total liabilities$15,612,144.00$15,449,846.00$13,841,694.00$14,423,706.00$16,096,381.00
Total liabilities, beginning of year$15,449,846.00$13,841,694.00$14,423,706.00$16,588,281.00$18,447,774.00
Unrestricted net assets, end of yr$2,831,460.00$2,778,616.00$2,773,907.00$2,715,177.00$2,665,617.00
Net assets$2,831,460.00$2,778,616.00$2,773,907.00$2,715,177.00$2,665,617.00
Net assets, beginning of year$2,778,616.00$2,773,907.00$2,715,177.00$2,670,952.00$2,593,407.00
Cash: non-interest bearing$141,261.00$72,396.00$280,653.00$830,718.00$10,578.00
Cash: non-interest bearing, beginning of year$72,396.00$280,653.00$830,718.00$231,741.00$4,582.00
Grants payable    $25,000.00
Other financial variables
Revenue less expenses$45,066.00$4,730.00$58,710.00$44,225.00$72,210.00
Advertising (total)$0.00$0.00$0.00$0.00$0.00
Savings & temp cash investment$6,278.00$6,275.00$36,274.00$63,171.00$240,379.00
Accounts receivable, net$18,286,810.00$18,139,826.00$16,296,259.00$16,242,265.00$18,509,869.00
Accounts payable & accrued expenses$717.00$659.00$315.00$306.00$226.00
Unsecured notes & loans to unrelated parties$15,611,427.00$15,449,187.00$13,841,379.00$14,423,400.00$16,071,155.00
Total net assets or fund balances$2,831,460.00$2,778,616.00$2,773,907.00$2,715,177.00$2,665,617.00
Depreciation, depletion, amortization$8,488.00$9,850.00$872.00$539.00$456.00
Payment to affiliates$369,490.00$384,739.00$336,940.00$0.00$0.00
Governance and accountability
Number of voting members99101010
Number of independent voting members77666
Financial sheets audited   TrueTrue
Audit on consolidated basis   True 
Relationships among key personnelTrueTrue   
Accrual accountingTrueTrueTrueTrueTrue
Tax year start date2016-01-012015-01-012014-01-012013-01-012011-01-01
Tax year end date2016-12-012015-12-012014-12-012013-12-012011-12-01
Indicators for schedules (selected)
Grants to domestic org/gov't >$5kTrueTrueTrueTrueTrue
Metadata about the filing
E-return type: 990, 990EZ, or 990PF990990990990990
Date e-filing submitted2017-11-092016-11-012016-02-182014-12-292012-12-17
IRS schema version2016v3.02015v2.12014v5.02013v3.12011v1.2
Filing identifier201732699349301253201602039349300225201543199349301174201413199349301116201203199349306540
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