UNITED ENERGY CREDIT UNION

Address
8790 FM 1960 Bypass RD W Suite A500
HUMBLE, TX 773383950
Contact
Website: http://www.unitedenergycu.com
Phone: +1 (281) 964-1751
Nonprofit
NTEE: W61 - Credit Unions
EIN: 74-0693876

Mission

Cooperative provider of credit union financial services
 20162015201420132012
Basic features of the organization
Year of formation1934
Subsection code14
Form of organization
CorporationTrue
Metropolitan statistical area3362
Human resources, including compensation
Summary compensation info
Total compensation of current key personnel$0.00$0.00$0.00$0.00$0.00
Sum of reportable (W2/1099) compensation$90,397.00$94,398.00$90,557.00$90,654.00$83,294.00
Number of employees1010121112
Number of people compensated >$100k00000
Number of volunteers888833
Number of highly compensated contractors0000 
Personnel
Carter, Tommy
TitleBOARD MEMBERBOARD MEMBERBOARD MEMBERBOARD MEMBERBOARD MEMBER
Name of key/compensated personTOMMY CARTERTOMMY CARTERTOMMY CARTERTOMMY CARTERTOMMY CARTER
Position of compensated person
Current individual trustee or directorTrueTrueTrueTrueTrue
Average hours per week working for org11111
Reportable compensation from org$0.00$0.00$0.00$0.00$0.00
Other comp, non-reportable, from org and related orgs$0.00$0.00$0.00$0.00$0.00
Corresponding comp from related orgs
Reportable compensation from related orgs $0.00$0.00$0.00$0.00$0.00
Average hours per week working for related orgs00000
Dolezel, Charles
TitleDIRECTORDIRECTORCHAIRMANCHAIRMANCHAIRMAN
Name of key/compensated personCHARLES DOLEZELCHARLES DOLEZELCHARLES DOLEZELCHARLES DOLEZELCHARLES DOLEZEL
Position of compensated person
Current individual trustee or directorTrueTrueTrueTrueTrue
Average hours per week working for org11111
Reportable compensation from org$0.00$0.00$0.00$0.00$0.00
Other comp, non-reportable, from org and related orgs$0.00$0.00$0.00$0.00$0.00
Corresponding comp from related orgs
Reportable compensation from related orgs $0.00$0.00$0.00$0.00$0.00
Average hours per week working for related orgs00001
Hendrix, Debbie
TitlePRESIDENT / TREASURERPRESIDENT / TREASURERPRESIDENT / TREASURERPRESIDENTPRESIDENT
Name of key/compensated personDEBBIE HENDRIXDEBBIE HENDRIXDEBBIE HENDRIXDEBBIE HENDRIXDEBBIE HENDRIX
Position of compensated person
Current individual trustee or directorTrueTrueTrueTrueTrue
Average hours per week working for org4040404040
Reportable compensation from org$90,397.00$94,398.00$90,557.00$90,654.00$83,294.00
Other comp, non-reportable, from org and related orgs$32,083.00$37,653.00$34,472.00$28,274.00$29,261.00
Corresponding comp from related orgs
Reportable compensation from related orgs $0.00$0.00$0.00$0.00$0.00
Average hours per week working for related orgs40400400
Holub, Clara
TitleSECRETARYSECRETARYSECRETARYSECRETARYSECRETARY
Name of key/compensated personCLARA HOLUBCLARA HOLUBCLARA HOLUBCLARA HOLUBCLARA HOLUB
Position of compensated person
Current individual trustee or director TrueTrueTrueTrue
Average hours per week working for org11111
Reportable compensation from org$0.00$0.00$0.00$0.00$0.00
Other comp, non-reportable, from org and related orgs$0.00$0.00$0.00$0.00$0.00
Corresponding comp from related orgs
Reportable compensation from related orgs $0.00$0.00$0.00$0.00$0.00
Average hours per week working for related orgs00000
Markwardt, Glen
TitleDirectorDirectorDirectorDirectorDirector
Name of key/compensated personGlen MarkwardtGlen MarkwardtGlen MarkwardtGlen MarkwardtGlen Markwardt
Position of compensated person
Current individual trustee or directorTrueTrueTrueTrueTrue
Average hours per week working for org11111
Reportable compensation from org$0.00$0.00$0.00$0.00$0.00
Other comp, non-reportable, from org and related orgs$0.00$0.00$0.00$0.00$0.00
Corresponding comp from related orgs
Reportable compensation from related orgs $0.00$0.00$0.00$0.00$0.00
Average hours per week working for related orgs00010
Pegg, Wanda
Title   DIRECTORDIRECTOR
Name of key/compensated person   WANDA PEGGWANDA PEGG
Position of compensated person
Current individual trustee or director   TrueTrue
Average hours per week working for org   11
Reportable compensation from org   $0.00$0.00
Other comp, non-reportable, from org and related orgs   $0.00$0.00
Corresponding comp from related orgs
Reportable compensation from related orgs    $0.00$0.00
Average hours per week working for related orgs   00
Peterfeso, Wanda
TitleChairmanChairmanDIRECTOR  
Name of key/compensated personWANDA PETERFESOWANDA PETERFESOWANDA PEGG PETERFESO  
Position of compensated person
Current individual trustee or director TrueTrue  
Average hours per week working for org111  
Reportable compensation from org$0.00$0.00$0.00  
Other comp, non-reportable, from org and related orgs$0.00$0.00$0.00  
Corresponding comp from related orgs
Reportable compensation from related orgs $0.00$0.00$0.00  
Average hours per week working for related orgs00   
Sutherland, Melinda
TitleVICE CHAIRMANVICE CHAIRMANVICE CHAIRMANVICE CHAIRMANVICE CHAIRMAN
Name of key/compensated personMELINDA SUTHERLANDMELINDA SUTHERLANDMELINDA SUTHERLANDMELINDA SUTHERLANDMELINDA SUTHERLAND
Position of compensated person
Current individual trustee or director TrueTrueTrueTrue
Average hours per week working for org11111
Reportable compensation from org$0.00$0.00$0.00$0.00$0.00
Other comp, non-reportable, from org and related orgs$0.00$0.00$0.00$0.00$0.00
Corresponding comp from related orgs
Reportable compensation from related orgs $0.00$0.00$0.00$0.00$0.00
Average hours per week working for related orgs00000
Wilson, Cedric
TitleDirectorDirectorDIRECTORDIRECTORDIRECTOR
Name of key/compensated personCEDRIC WILSONCEDRIC WILSONCEDRIC WILSONCEDRIC WILSONCEDRIC WILSON
Position of compensated person
Current individual trustee or directorTrueTrueTrueTrueTrue
Average hours per week working for org11110
Reportable compensation from org$0.00$0.00$0.00$0.00$0.00
Other comp, non-reportable, from org and related orgs$0.00$0.00$0.00$0.00$0.00
Corresponding comp from related orgs
Reportable compensation from related orgs $0.00$0.00$0.00$0.00$0.00
Average hours per week working for related orgs00000
Purpose: mission, activities, & accomplishments
Mission or significant activitiesTo provide member savings & loans to the credit union's membershipTo provide member savings & loans to the credit union's membershipTo provide member savings & loans to the credit union's membershipTo provide member savings & loans to the credit union's membershipTo provide member savings & loans to the credit union's membership
Program service expenses, total$0.00$0.00$0.00$0.00$0.00
Programs, including revenue & expenses
CHECKING ACCOUNTS UNITED ENERGY CREDIT UNION PROVIDES CHECKING ACCOUNTS FOR CONSUMERS WITH VARIOUS FEATURES, FROM FREE ACCOUNTS TO THOSE WITH ENHANCED BENEFITS. ADDITONALLY THE CREDIT UNION EXTENDS THE REACH OF ACCOUNTS TO ALL MEMBERS WITH FREE DEBIT CARDS, INTERNET ACCESS, AND FREE USE OF THE INTERNET BILL PAYER PLATFORM.
Program descriptionCHECKING ACCOUNTS UNITED ENERGY CREDIT UNION PROVIDES CHECKING ACCOUNTS FOR CONSUMERS WITH VARIOUS FEATURES, FROM FREE ACCOUNTS TO THOSE WITH ENHANCED BENEFITS. ADDITONALLY THE CREDIT UNION EXTENDS THE REACH OF ACCOUNTS TO ALL MEMBERS WITH FREE DEBIT CARDS, INTERNET ACCESS, AND FREE USE OF THE INTERNET BILL PAYER PLATFORM.CHECKING ACCOUNTS UNITED ENERGY CREDIT UNION PROVIDES CHECKING ACCOUNTS FOR CONSUMERS WITH VARIOUS FEATURES, FROM FREE ACCOUNTS TO THOSE WITH ENHANCED BENEFITS. ADDITONALLY THE CREDIT UNION EXTENDS THE REACH OF ACCOUNTS TO ALL MEMBERS WITH FREE DEBIT CARDS, INTERNET ACCESS, AND FREE USE OF THE INTERNET BILL PAYER PLATFORM.CHECKING ACCOUNTS UNITED ENERGY CREDIT UNION PROVIDES CHECKING ACCOUNTS FOR CONSUMERS WITH VARIOUS FEATURES, FROM FREE ACCOUNTS TO THOSE WITH ENHANCED BENEFITS. ADDITONALLY THE CREDIT UNION EXTENDS THE REACH OF ACCOUNTS TO ALL MEMBERS WITH FREE DEBIT CARDS, INTERNET ACCESS, AND FREE USE OF THE INTERNET BILL PAYER PLATFORM.CHECKING ACCOUNTS UNITED ENERGY CREDIT UNION PROVIDES CHECKING ACCOUNTS FOR CONSUMERS WITH VARIOUS FEATURES, FROM FREE ACCOUNTS TO THOSE WITH ENHANCED BENEFITS. ADDITONALLY THE CREDIT UNION EXTENDS THE REACH OF ACCOUNTS TO ALL MEMBERS WITH FREE DEBIT CARDS, INTERNET ACCESS, AND FREE USE OF THE INTERNET BILL PAYER PLATFORM.CHECKING ACCOUNTS UNITED ENERGY CREDIT UNION PROVIDES CHECKING ACCOUNTS FOR CONSUMERS WITH VARIOUS FEATURES, FROM FREE ACCOUNTS TO THOSE WITH ENHANCED BENEFITS. ADDITONALLY THE CREDIT UNION EXTENDS THE REACH OF ACCOUNTS TO ALL MEMBERS WITH FREE DEBIT CARDS, INTERNET ACCESS, AND FREE USE OF THE INTERNET BILL PAYER PLATFORM.
CONSUMERS LOANS UNTED ENERGY CREDIT UNION HAS PROVIDED VEHICLE LOANS SINCE ITS' EARLY YEARS. THE CONSUMER LOAN PRODUCT LINE INCLUDES EFFICIENT UNDERWRITING AND FLEXIBLE OFFERINGS FOR RECREATIONAL VEHICLES, BOATS, MOTORCYCLES. CONSUMER LIFE AND DISABILITY INSURANCE IS AVAILABLE ON ANY OF THESE.
Program descriptionCONSUMERS LOANS UNTED ENERGY CREDIT UNION HAS PROVIDED VEHICLE LOANS SINCE ITS' EARLY YEARS. THE CONSUMER LOAN PRODUCT LINE INCLUDES EFFICIENT UNDERWRITING AND FLEXIBLE OFFERINGS FOR RECREATIONAL VEHICLES, BOATS, MOTORCYCLES. CONSUMER LIFE AND DISABILITY INSURANCE IS AVAILABLE ON ANY OF THESE.CONSUMERS LOANS UNTED ENERGY CREDIT UNION HAS PROVIDED VEHICLE LOANS SINCE ITS' EARLY YEARS. THE CONSUMER LOAN PRODUCT LINE INCLUDES EFFICIENT UNDERWRITING AND FLEXIBLE OFFERINGS FOR RECREATIONAL VEHICLES, BOATS, MOTORCYCLES. CONSUMER LIFE AND DISABILITY INSURANCE IS AVAILABLE ON ANY OF THESE.CONSUMERS LOANS UNTED ENERGY CREDIT UNION HAS PROVIDED VEHICLE LOANS SINCE ITS' EARLY YEARS. THE CONSUMER LOAN PRODUCT LINE INCLUDES EFFICIENT UNDERWRITING AND FLEXIBLE OFFERINGS FOR RECREATIONAL VEHICLES, BOATS, MOTORCYCLES. CONSUMER LIFE AND DISABILITY INSURANCE IS AVAILABLE ON ANY OF THESE.CONSUMERS LOANS UNTED ENERGY CREDIT UNION HAS PROVIDED VEHICLE LOANS SINCE ITS' EARLY YEARS. THE CONSUMER LOAN PRODUCT LINE INCLUDES EFFICIENT UNDERWRITING AND FLEXIBLE OFFERINGS FOR RECREATIONAL VEHICLES, BOATS, MOTORCYCLES. CONSUMER LIFE AND DISABILITY INSURANCE IS AVAILABLE ON ANY OF THESE.CONSUMERS LOANS UNTED ENERGY CREDIT UNION HAS PROVIDED VEHICLE LOANS SINCE ITS' EARLY YEARS. THE CONSUMER LOAN PRODUCT LINE INCLUDES EFFICIENT UNDERWRITING AND FLEXIBLE OFFERINGS FOR RECREATIONAL VEHICLES, BOATS, MOTORCYCLES. CONSUMER LIFE AND DISABILITY INSURANCE IS AVAILABLE ON ANY OF THESE.
SHARE ACCOUNTS: UNITED ENERGY CREDIT UNION'S SHARE ACCOUNTS OFFER ADVANTAGES TO MEMBERS OF ALL AGES. THE CREDIT UNION HAS ALMOST 3,900 MEMBER-OWNED ACCOUNTS ON DECEMBER 31, 2016. MEMBER SAVINGS ACCOUNTS PAY DIVIDENDS QUARTERLY AND OFFERS ACCESS THROUGH THE SHARE BRANCH NETWORK, HOME BANKING VIA THE INTERNET OR TELEPHONE AND ATM'S NATIONWIDE
Program descriptionSHARE ACCOUNTS: UNITED ENERGY CREDIT UNION'S SHARE ACCOUNTS OFFER ADVANTAGES TO MEMBERS OF ALL AGES. THE CREDIT UNION HAS ALMOST 3,900 MEMBER-OWNED ACCOUNTS ON DECEMBER 31, 2016. MEMBER SAVINGS ACCOUNTS PAY DIVIDENDS QUARTERLY AND OFFERS ACCESS THROUGH THE SHARE BRANCH NETWORK, HOME BANKING VIA THE INTERNET OR TELEPHONE AND ATM'S NATIONWIDESHARE ACCOUNTS: UNITED ENERGY CREDIT UNION'S SHARE ACCOUNTS OFFER ADVANTAGES TO MEMBERS OF ALL AGES. THE CREDIT UNION HAS ALMOST 3,930 MEMBER-OWNED ACCOUNTS ON DECEMBER 31, 2014. MEMBER SAVINGS ACCOUNTS PAY DIVIDENDS QUARTERLY AND OFFERS ACCESS THROUGH THE SHARE BRANCH NETWORK, HOME BANKING VIA THE INTERNET OR TELEPHONE AND ATM'S NATIONWIDESHARE ACCOUNTS: UNITED ENERGY CREDIT UNION'S SHARE ACCOUNTS OFFER ADVANTAGES TO MEMBERS OF ALL AGES. THE CREDIT UNION HAS ALMOST 3,930 MEMBER-OWNED ACCOUNTS ON DECEMBER 31, 2014. MEMBER SAVINGS ACCOUNTS PAY DIVIDENDS QUARTERLY AND OFFERS ACCESS THROUGH THE SHARE BRANCH NETWORK, HOME BANKING VIA THE INTERNET OR TELEPHONE AND ATM'S NATIONWIDESHARE ACCOUNTS: UNITED ENERGY CREDIT UNION'S SHARE ACCOUNTS OFFER ADVANTAGES TO MEMBERS OF ALL AGES. THE CREDIT UNION HAS ALMOST 3,900 MEMBER-OWNED ACCOUNTS ON DECEMBER 31, 2013. MEMBER SAVINGS ACCOUNTS PAY DIVIDENDS QUARTERLY AND OFFERS ACCESS THROUGH THE SHARE BRANCH NETWORK, HOME BANKING VIA THE INTERNET OR TELEPHONE AND ATM'S NATIONWIDESHARE ACCOUNTS: UNITED ENERGY CREDIT UNION'S SHARE ACCOUNTS OFFER ADVANTAGES TO MEMBERS OF ALL AGES. THE CREDIT UNION HAS ALMOST 3,900 MEMBER-OWNED ACCOUNTS ON DECEMBER 31, 2012. MEMBER SAVINGS ACCOUNTS PAY DIVIDENDS QUARTERLY AND OFFERS ACCESS THROUGH THE SHARE BRANCH NETWORK, HOME BANKING VIA THE INTERNET OR TELEPHONE AND ATM'S NATIONWIDE
Financial data
Revenue
Total revenue$1,850,225.00$1,857,142.00$1,763,368.00$1,827,616.00$1,988,495.00
Revenue from contributions (total)$0.00$0.00$0.00$0.00$0.00
Revenue from noncash contributions $0.00   
Investment income, current yr$92,330.00$60,864.00$53,026.00$39,695.00$27,452.00
Total revenue from grants, etc., current yr$0.00$0.00$0.00$0.00$0.00
Total unrelated business revenue    $56,775.00
Other revenue, current yr$72,641.00$68,790.00$69,497.00$52,230.00$1,961,043.00
Net unrelated business taxable revenue-$51,505.00-$53,789.00-$46,059.00$6,666.00$56,775.00
Program service revenue (total)$1,685,254.00$1,727,488.00$1,640,845.00$1,735,691.00$0.00
Sources of contributions
Revenue from federated campaigns $0.00   
Contributions revenue from membership dues $0.00   
Revenue from fundraising events $0.00   
Contributions from related organizations $0.00   
Revenue from gov't grants $0.00   
Revenue from all other contributions $0.00   
Other types of revenue
Royalties (total)$0.00$0.00$0.00$0.00$1,961,043.00
Miscellaneous revenue (total)$72,641.00$68,790.00$69,497.00$52,230.00$0.00
Net revenue from gaming (total)$0.00 $0.00  
Investment income$92,330.00$60,864.00$53,026.00$39,695.00$27,452.00
Net rental income$0.00 $0.00  
Net income from fundraising events$0.00 $0.00  
Net inventory sales (total)$0.00 $0.00  
Expense categories (totals)
Total functional expenses: sum of all$1,820,966.00$1,829,849.00$1,735,827.00$1,794,044.00$1,910,506.00
Total functional expenses: program service $0.00$0.00$0.00$0.00$0.00
Total functional expenses: management and general$0.00$0.00$0.00$0.00$0.00
Total functional expenses: fundraising$0.00$0.00$0.00$0.00$0.00
Fees for services
Lobbying fees (total)$0.00$0.00$0.00$0.00$0.00
Legal fees (total)$0.00$0.00$296.00$478.00$3,574.00
Fundraising service fees (total)$0.00$0.00$0.00$0.00$0.00
General management fees (total)$0.00$0.00$0.00$0.00$0.00
Investment management fees (total)$0.00$0.00$0.00$0.00$2,457.00
Assets and liabilities
Total assets$25,240,443.00$24,624,561.00$23,928,522.00$23,105,995.00$22,161,596.00
Total assets, beginning of year$24,624,561.00$23,928,522.00$23,105,995.00$22,161,596.00$21,624,133.00
Total liabilities$20,580,693.00$19,994,070.00$19,325,324.00$18,530,338.00$17,619,511.00
Total liabilities, beginning of year$19,994,070.00$19,325,324.00$18,530,338.00$17,619,511.00$17,160,037.00
Pledges & accounts receivable, net$0.00$0.00$0.00$0.00$0.00
Loans & receivables from key persons$0.00$0.00$0.00$0.00$0.00
Net assets$4,659,750.00$4,630,491.00$4,603,198.00$4,575,657.00$4,542,085.00
Net assets, beginning of year$4,630,491.00$4,603,198.00$4,575,657.00$4,542,085.00$4,464,096.00
Other liabilities$20,189,182.00$19,684,806.00$19,009,209.00$18,157,200.00$17,199,524.00
Bond liabilities$0.00$0.00$0.00$0.00$0.00
Intangible assets$0.00$0.00$0.00$0.00$0.00
Other assets$239,485.00$234,343.00$235,595.00$240,935.00$405,659.00
Investments: other securities$9,956,000.00$9,708,756.00$9,219,785.00$10,089,893.00$6,234,000.00
Investments: publicly traded securities$0.00$0.00$0.00$0.00 
Cash: non-interest bearing$1,668,247.00$812,739.00$1,285,354.00$1,003,295.00$1,704,424.00
Cash: non-interest bearing, beginning of year$812,739.00$1,285,354.00$1,003,295.00$1,704,424.00$2,022,889.00
Investments -- program-related$0.00$0.00$0.00$0.00$0.00
Escrow or custodial account liability$0.00$0.00$0.00$0.00$0.00
Loans and other payables to key persons$0.00$0.00$0.00$0.00$0.00
Grants payable$0.00$0.00$0.00$0.00$0.00
Inventories for sale or use$0.00$0.00$0.00$0.00$0.00
Other financial variables
Revenue less expenses$29,259.00$27,293.00$27,541.00$33,572.00$77,989.00
Advertising (total)$10,196.00$10,244.00$11,150.00$10,200.00$7,914.00
Savings & temp cash investment$0.00$0.00$0.00$0.00$0.00
Accounts receivable, net$11,558.00$8,768.00$3,906.00$8,378.00$5,531.00
Prepaid expenses & deferred charges$19,129.00$28,357.00$41,966.00$49,095.00$48,986.00
Accounts payable & accrued expenses$391,511.00$309,264.00$316,115.00$373,138.00$419,987.00
Deferred revenue$0.00$0.00$0.00$0.00$0.00
Unsecured notes & loans to unrelated parties$0.00$0.00$0.00$0.00$0.00
Secured mortgages and notes payable$0.00$0.00$0.00$0.00$0.00
Total net assets or fund balances$4,659,750.00$4,630,491.00$4,603,198.00$4,575,657.00$4,542,085.00
Depreciation, depletion, amortization$56,422.00$50,825.00$46,741.00$62,169.00$113,469.00
Payment to affiliates$14,640.00$14,672.00$13,539.00$13,405.00$0.00
Governance and accountability
Number of voting members88888
Number of independent voting members88888
Financial sheets were audited True  True
Accrual accountingTrueTrueTrueTrueTrue
Tax year start date2016-01-012015-01-012014-01-012013-01-012012-01-01
Tax year end date2016-12-012015-12-012014-12-012013-12-012012-12-01
Metadata about the filing
E-return type: 990, 990EZ, or 990PF990990990990990
IRS schema version2016v3.02015v2.12014v5.02013v3.02012v2.0
Filing identifier201713199349315496201622289349303852201542299349303959201442279349302814201312279349304256
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