CREDIT UNIONS CHARTERED IN THE STATE OF UTAH

Address
730 EAST 300 SOUTH
SPRINGVILLE, UT 84663
Contact
Website: http://www.nebocreditunion.org
Phone: +1 (801) 491-3679
Nonprofit
NTEE: W61 - Credit Unions
EIN: 87-0254202

Mission

PROVIDE LOW-COST FINANCIAL SERVICES TO MEMBERS INCLUDING SAVINGS AND LOAN PRODUCTS AND SERVICES.
 20172016201520142013
Basic features of the organization
Doing business as nameNEBO CREDIT UNION
Year of formation1956
Subsection code14
PF filing required0    
Metropolitan statistical area6520
Form of organization
CorporationTrue
Human resources, including compensation
Summary compensation info
Sum of reportable (W2/1099) compensation$0.00$0.00$0.00$0.00$0.00
Number of employees5240403642
Number of people compensated >$100k00000
Number of volunteers98988
Number of highly compensated contractors00000
Personnel
Applegate, Don
TitleSUPERVISORY COMMITTEE    
Name of key/compensated personDON APPLEGATE    
Position of compensated person
Current individual trustee or directorTrue    
Average hours per week working for org1    
Reportable compensation from org$0.00    
Other comp, non-reportable, from org and related orgs$0.00    
Corresponding comp from related orgs
Reportable compensation from related orgs $0.00    
Average hours per week working for related orgs0    
Call, Ben
Title   BOARD MEMBERBOARD MEMBER
Name of key/compensated person   BEN CALLBEN CALL
Position of compensated person
Current individual trustee or director   TrueTrue
Average hours per week working for org   11
Reportable compensation from org   $0.00$0.00
Other comp, non-reportable, from org and related orgs   $0.00$0.00
Corresponding comp from related orgs
Reportable compensation from related orgs    $0.00$0.00
Average hours per week working for related orgs   00
Cornaby, Jay
TitleSUPERVISORY COMMITTEESUPERVISORY COMMITTEESUPERVISORY COMMITTEESUPERVISORY COMMITTEESUPERVISORY COMMITTEE
Name of key/compensated personJAY CORNABYJAY CORNABYJAY CORNABYJAY CORNABYJAY CORNABY
Position of compensated person
Current individual trustee or directorTrueTrueTrueTrueTrue
Average hours per week working for org11111
Reportable compensation from org$0.00$0.00$0.00$0.00$0.00
Other comp, non-reportable, from org and related orgs$0.00$0.00$0.00$0.00$0.00
Corresponding comp from related orgs
Reportable compensation from related orgs $0.00$0.00$0.00$0.00$0.00
Average hours per week working for related orgs0 000
Evans, Mary
Title  SUPERVISORY COMMITTEE CHAIRSUPERVISORY COMMITTEE CHAIRSUPERVISORY COMMITTEE CHAIR
Name of key/compensated person  MARY JO EVANSMARY JO EVANSMARY JO EVANS
Position of compensated person
Current individual trustee or director  TrueTrueTrue
Average hours per week working for org  111
Reportable compensation from org  $0.00$0.00$0.00
Other comp, non-reportable, from org and related orgs  $0.00$0.00$0.00
Corresponding comp from related orgs
Reportable compensation from related orgs   $0.00$0.00$0.00
Average hours per week working for related orgs  000
Griffin, James
Title  SUPERVISORY COMMITTEE  
Name of key/compensated person  JAMES GRIFFIN  
Position of compensated person
Current individual trustee or director  True  
Average hours per week working for org  1  
Reportable compensation from org  $0.00  
Other comp, non-reportable, from org and related orgs  $0.00  
Corresponding comp from related orgs
Reportable compensation from related orgs   $0.00  
Average hours per week working for related orgs  0  
James, Rita
TitleSUPERVISORY COMMITTEE CHAIRSUPERVISORY COMMITTEE CHAIRSUPERVISORY COMMITTEESUPERVISORY COMMITTEESUPERVISORY COMMITTEE
Name of key/compensated personRITA JAMESRITA JAMESRITA JAMESRITA JAMESRITA JAMES
Position of compensated person
Current individual trustee or directorTrueTrueTrueTrueTrue
Average hours per week working for org11111
Reportable compensation from org$0.00$0.00$0.00$0.00$0.00
Other comp, non-reportable, from org and related orgs$0.00$0.00$0.00$0.00$0.00
Corresponding comp from related orgs
Reportable compensation from related orgs $0.00$0.00$0.00$0.00$0.00
Average hours per week working for related orgs0 000
Larsen, Frances
TitleBOARD VICE CHAIRPERSONSecretarySecretary  
Name of key/compensated personFRANCES LARSENFRANCES LARSENFRANCES LARSEN  
Position of compensated person
Current individual trustee or directorTrueTrueTrue  
Average hours per week working for org111  
Reportable compensation from org$0.00$0.00$0.00  
Other comp, non-reportable, from org and related orgs$0.00$0.00$0.00  
Corresponding comp from related orgs
Reportable compensation from related orgs $0.00$0.00$0.00  
Average hours per week working for related orgs0 0  
Nance, Gloria
TitleSUPERVISORY COMMITTEESUPERVISORY COMMITTEE   
Name of key/compensated personGLORIA NANCEGLORIA NANCE   
Position of compensated person
Current individual trustee or directorTrueTrue   
Average hours per week working for org11   
Reportable compensation from org$0.00$0.00   
Other comp, non-reportable, from org and related orgs$0.00$0.00   
Corresponding comp from related orgs
Reportable compensation from related orgs $0.00$0.00   
Average hours per week working for related orgs0    
Nielsen, Rick
TitleSECRETARYBoard MemberBoard MemberBOARD MEMBERBOARD MEMBER
Name of key/compensated personRICK NIELSENRICK NIELSENRICK NIELSENRICK NIELSENRICK NIELSEN
Position of compensated person
Current individual trustee or directorTrueTrueTrueTrueTrue
Average hours per week working for org11111
Reportable compensation from org$0.00$0.00$0.00$0.00$0.00
Other comp, non-reportable, from org and related orgs$0.00$0.00$0.00$0.00$0.00
Corresponding comp from related orgs
Reportable compensation from related orgs $0.00$0.00$0.00$0.00$0.00
Average hours per week working for related orgs0 000
Rowley, David
TitleBOARD MEMBERChairpersonChairpersonSECRETARYVICE CHAIRMAN
Name of key/compensated personDAVID ROWLEYDAVID ROWLEYDAVID ROWLEYDAVID ROWLEYDAVID ROWLEY
Position of compensated person
Current individual trustee or directorTrueTrueTrueTrueTrue
Average hours per week working for org11111
Reportable compensation from org$0.00$0.00$0.00$0.00$0.00
Other comp, non-reportable, from org and related orgs$0.00$0.00$0.00$0.00$0.00
Corresponding comp from related orgs
Reportable compensation from related orgs $0.00$0.00$0.00$0.00$0.00
Average hours per week working for related orgs0 000
Smith, Brian
TitleBOARD CHAIRPERSONVice ChairpersonVice ChairpersonVICE CHAIRPERSONSECRETARY
Name of key/compensated personBRIAN SMITHBRIAN SMITHBRIAN SMITHBRIAN SMITHBRIAN SMITH
Position of compensated person
Current individual trustee or directorTrueTrueTrueTrueTrue
Average hours per week working for org11111
Reportable compensation from org$0.00$0.00$0.00$0.00$0.00
Other comp, non-reportable, from org and related orgs$0.00$0.00$0.00$0.00$0.00
Corresponding comp from related orgs
Reportable compensation from related orgs $0.00$0.00$0.00$0.00$0.00
Average hours per week working for related orgs0 000
Ware, Gayle
TitleBOARD MEMBERBoard MemberBoard MemberCHAIRMANCHAIRMAN
Name of key/compensated personGAYLE WAREGAYLE WAREGAYLE WAREGAYLE WAREGAYLE WARE
Position of compensated person
Current individual trustee or directorTrueTrueTrueTrueTrue
Average hours per week working for org11111
Reportable compensation from org$0.00$0.00$0.00$0.00$0.00
Other comp, non-reportable, from org and related orgs$0.00$0.00$0.00$0.00$0.00
Corresponding comp from related orgs
Reportable compensation from related orgs $0.00$0.00$0.00$0.00$0.00
Average hours per week working for related orgs0 000
Purpose: mission, activities, & accomplishments
Mission or significant activitiesPROVIDE LOW-COST FINANCIAL SERVICES TO MEMBERS INCLUDING SAVINGS AND LOAN PRODUCTS AND SERVICES.PROVIDE LOW-COST FINANCIAL SERVICES TO MEMBERS INCLUDING SAVINGS AND LOAN PRODUCTS AND SERVICES.PROVIDE LOW-COST FINANCIAL SERVICES TO MEMBERS INCLUDING SAVINGS AND LOAN PRODUCTS AND SERVICES.PROVIDE LOW-COST FINANCIAL SERVICES TO MEMBERS INCLUDING SAVINGS AND LOAN PRODUCTS AND SERVICES.PROVIDE LOW-COST FINANCIAL SERVICES TO MEMBERS INCLUDING SAVINGS AND LOAN PRODUCTS AND SERVICES.
Program service expenses, total$0.00$0.00$0.00$0.00$0.00
Programs, including revenue & expenses
NONE
Program descriptionNONENONENONENONENONE
Financial data
Revenue
Total revenue$5,132,673.00$4,949,293.00$4,567,774.00$4,365,796.00$4,338,308.00
Revenue from contributions (total)$0.00$0.00$0.00$0.00$0.00
Revenue from noncash contributions    $0.00
Investment income, current yr$182,391.00$146,247.00$157,693.00$169,275.00$151,644.00
Total revenue from grants, etc., current yr$0.00$0.00$0.00$0.00$0.00
Total unrelated business revenue$0.00$0.00$0.00$0.00$0.00
Other revenue, current yr$18,618.00$18,076.00$17,550.00$22,414.00$9,394.00
Net unrelated business taxable revenue$0.00$0.00$0.00$0.00$0.00
Program service revenue (total)$4,931,664.00$4,784,970.00$4,392,531.00$4,174,107.00$4,177,270.00
Gross receipts$5,132,673.00$4,949,293.00$4,567,774.00$4,365,796.00$4,338,308.00
Sources of contributions
Revenue from federated campaigns    $0.00
Contributions revenue from membership dues    $0.00
Revenue from fundraising events    $0.00
Contributions from related organizations    $0.00
Revenue from gov't grants    $0.00
Revenue from all other contributions    $0.00
Other types of revenue
Royalties (total)$0.00$0.00$0.00$0.00$0.00
Miscellaneous revenue (total)$0.00$0.00$0.00$0.00$0.00
Net revenue from gaming (total)  $0.00  
Income from dividends, interest, and similar investments$182,391.00$146,247.00$157,693.00$169,275.00$151,644.00
Net rental income$18,618.00$18,076.00$17,550.00$22,414.00$9,394.00
Net income from fundraising events  $0.00  
Net inventory sales (total)  $0.00  
Expense categories (totals)
Total functional expenses: sum of all$4,040,271.00$3,846,365.00$3,276,103.00$3,043,226.00$3,169,824.00
Total functional expenses: program service $0.00$0.00$0.00$0.00$0.00
Total functional expenses: management and general$0.00$0.00$0.00$0.00$0.00
Total functional expenses: fundraising$0.00$0.00$0.00$0.00$0.00
Fees for services
Legal fees (total)$62,175.00$52,403.00$93,729.00$67,730.00$113,964.00
Fundraising service fees (total)$0.00$0.00$0.00$0.00$0.00
Assets and liabilities
Total assets$86,572,876.00$80,479,092.00$75,438,374.00$68,749,955.00$66,781,187.00
Total assets, beginning of year$80,479,092.00$75,438,374.00$68,749,955.00$66,781,187.00$65,185,552.00
Total liabilities$71,359,144.00$66,357,762.00$62,419,972.00$57,023,224.00$56,377,026.00
Total liabilities, beginning of year$66,357,762.00$62,419,972.00$57,023,224.00$56,377,026.00$55,949,875.00
Net assets$15,213,732.00$14,121,330.00$13,018,402.00$11,726,731.00$10,404,161.00
Net assets, beginning of year$14,121,330.00$13,018,402.00$11,726,731.00$10,404,161.00$9,235,677.00
Other liabilities$70,951,859.00$65,924,554.00$61,716,274.00$56,807,268.00$56,203,318.00
Other assets$1,253,316.00$1,163,257.00$1,010,661.00$1,150,515.00$1,347,575.00
Investments: other securities$534,967.00$528,867.00$520,967.00$508,916.00$855,767.00
Cash: non-interest bearing$779,072.00$851,144.00$771,391.00$917,663.00$762,845.00
Cash: non-interest bearing, beginning of year$851,144.00$771,391.00$917,663.00$762,845.00$709,906.00
Investments -- program-related$10,372,898.00$9,528,097.00$10,330,369.00$11,333,216.00$11,775,951.00
Other financial variables
Revenue less expenses$1,092,402.00$1,102,928.00$1,291,671.00$1,322,570.00$1,168,484.00
Advertising (total)$73,792.00$78,702.00$75,539.00$44,605.00$49,350.00
Savings & temp cash investment$3,842,781.00$1,409,999.00$2,889,326.00$2,268,534.00$2,440,303.00
Prepaid expenses & deferred charges$80,212.00$36,269.00$34,826.00$28,184.00$36,623.00
Accounts payable & accrued expenses$407,285.00$433,208.00$327,668.00$215,956.00$173,708.00
Secured mortgages and notes payable $0.00$376,030.00  
Total net assets or fund balances$15,213,732.00$14,121,330.00$13,018,402.00$11,726,731.00$10,404,161.00
Depreciation, depletion, amortization$178,234.00$157,123.00$139,637.00$108,918.00$128,764.00
Governance and accountability
Number of voting members55555
Number of independent voting members00000
Financial sheets auditedTrueTrueTrueTrueTrue
Audit on consolidated basis TrueTrueTrueTrue
Accrual accountingTrueTrueTrueTrueTrue
Tax year start date2017-01-012016-01-012015-01-012014-01-012013-01-01
Tax year end date2017-12-012016-12-012015-12-012014-12-012013-12-01
Has local chaptersTrueTrueTrueTrueTrue
Metadata about the filing
E-return type: 990, 990EZ, or 990PF990990990990990
Date e-filing submitted2018-08-302017-10-192016-08-302015-06-252014-09-25
IRS schema version2017v2.02016v3.02015v2.12014v5.02013v3.0
Filing identifier201801289349302815201711249349300636201621199349300007201541199349300404201421159349300737
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