Cricket Debt Counseling Inc

Address
219 SW Stark Street
Portland, OR 97204
Contact
Website: http://www.cricketdebt.com
Phone: +1 (503) 353-0400
Nonprofit
NTEE: P51 - Financial Counseling, Money Management
EIN: 87-0745111

Mission

The mission of Cricket Debt Counseling, Inc., a tax-exempt nonprofit corporation under section 501(c)(3) of the Internal Revenue Code,is to provide the budget and credit counseling individuals must receive before filing bankruptcy and to promote financial literacy in general as a means of restoring personal responsibility and integrity in the bankruptcy system.
 20162015201420122010
Basic features of the organization
Year of formation2005
Subsection code03
PF filing required0    
Metropolitan statistical area6442
Form of organization
CorporationTrue
Human resources, including compensation
Summary compensation info
Total compensation of current key personnel$442,878.00$386,705.00$322,999.00  
Sum of reportable (W2/1099) compensation$397,248.00$386,705.00$611,724.00 $1,038,108.00
Number of employees313443 53
Number of people compensated >$100k224 5
Number of highly compensated contractors000  
Personnel
Beber, John
Name of key/compensated person    JOHN G BEBER
Position of compensated person
Current key employee (> $150k)    True
Average hours per week working for org    40.00
Reportable compensation from org    $249,238.00
Breakdown of reportable comp
Base reportable compensation from org    $249,238.00
Retirement and other deferred compensation    $12,461.00
Nontaxable benefits from org    $2,400.00
Other comp, non-reportable, from org and related orgs    $14,861.00
Sum of all compensation from org    $264,099.00
Corresponding comp from related orgs
Reportable compensation from related orgs     $0.00
Brechbill, Joann
Name of key/compensated personJoAnn BrechbillJoAnn BrechbillJoAnn Brechbill  
Position of compensated person
Average hours per week working for org0.000.000.00  
Reportable compensation from org$1,125.00$1,250.00$1,250.00  
Other comp, non-reportable, from org and related orgs$0.00$0.00$0.00  
Corresponding comp from related orgs
Reportable compensation from related orgs $0.00$0.00$0.00  
Brechbill, Lance
Name of key/compensated personLance BrechbillLance BrechbillLance Brechbill  
Position of compensated person
Current key employee (> $150k)TrueTrue   
Average hours per week working for org40.0040.0040.00  
Reportable compensation from org$136,296.00$139,506.00$138,819.00  
Breakdown of reportable comp
Base reportable compensation from org$136,296.00$139,506.00   
Retirement and other deferred compensation$6,815.00$6,975.00   
Nontaxable benefits from org$9,600.00$9,600.00   
Other comp, non-reportable, from org and related orgs$16,415.00$16,575.00$7,741.00  
Sum of all compensation from org$152,711.00$156,081.00   
Corresponding comp from related orgs
Reportable compensation from related orgs $0.00$0.00$0.00  
Brechbill, M
Name of key/compensated person    M LANCE BRECHBILL
Position of compensated person
Average hours per week working for org    40.00
Reportable compensation from org    $145,833.00
Breakdown of reportable comp
Base reportable compensation from org    $145,833.00
Retirement and other deferred compensation    $7,000.00
Other comp, non-reportable, from org and related orgs    $7,000.00
Sum of all compensation from org    $152,833.00
Corresponding comp from related orgs
Reportable compensation from related orgs     $0.00
Collins, Jason
Name of key/compensated person  Jason Collins JASON COLLINS
Position of compensated person
Average hours per week working for org  40.00 40.00
Reportable compensation from org  $106,658.00 $139,575.00
Other comp, non-reportable, from org and related orgs  $9,600.00 $1,800.00
Corresponding comp from related orgs
Reportable compensation from related orgs   $0.00 $0.00
Cox, Daniel
Name of key/compensated person    DANIEL COX
Position of compensated person
Reportable compensation from org    $4,500.00
Other comp, non-reportable, from org and related orgs    $0.00
Corresponding comp from related orgs
Reportable compensation from related orgs     $0.00
Goike, David
Name of key/compensated personDavid GoikeDavid GoikeDavid Goike DAVID GOIKE
Position of compensated person
Average hours per week working for org0.000.000.00  
Reportable compensation from org$1,375.00$1,125.00$1,625.00 $5,820.00
Other comp, non-reportable, from org and related orgs$0.00$0.00$0.00 $0.00
Corresponding comp from related orgs
Reportable compensation from related orgs $0.00$0.00$0.00 $0.00
Jorgensen, Greg
Name of key/compensated person  Greg Jorgensen GREG JORGENSEN
Position of compensated person
Average hours per week working for org  40.00 40.00
Reportable compensation from org  $103,605.00 $112,292.00
Other comp, non-reportable, from org and related orgs  $9,030.00 $7,200.00
Corresponding comp from related orgs
Reportable compensation from related orgs   $0.00 $0.00
Olson, Jeffrey
Name of key/compensated person    JEFFREY OLSON
Position of compensated person
Reportable compensation from org    $3,000.00
Other comp, non-reportable, from org and related orgs    $0.00
Corresponding comp from related orgs
Reportable compensation from related orgs     $0.00
Petshow, John
Name of key/compensated personJohn PetshowJohn PetshowJohn Petshow JOHN M PETSHOW
Position of compensated person
Average hours per week working for org10.0010.0010.00 10.00
Reportable compensation from org$1,000.00$1,000.00$1,250.00 $60,750.00
Other comp, non-reportable, from org and related orgs$0.00$0.00$0.00 $0.00
Corresponding comp from related orgs
Reportable compensation from related orgs $0.00$0.00$0.00 $0.00
Sommerfeld, Pete
Name of key/compensated personPete SommerfeldPete Sommerfeld   
Position of compensated person
Average hours per week working for org0.000.00   
Reportable compensation from org$1,000.00$250.00   
Other comp, non-reportable, from org and related orgs$0.00$0.00   
Corresponding comp from related orgs
Reportable compensation from related orgs $0.00$0.00   
Sunderland, Brian
Name of key/compensated personBrian SunderlandBrian SunderlandBrian Sunderland BRIAN SUNDERLAND
Position of compensated person
Current key employee (> $150k)    True
Average hours per week working for org40.0040.0040.00 40.00
Reportable compensation from org$170,500.00$116,000.00$176,805.00 $314,100.00
Breakdown of reportable comp
Base reportable compensation from org$170,500.00 $176,805.00 $314,100.00
Nontaxable benefits from org$15,168.00 $14,292.00  
Other comp, non-reportable, from org and related orgs$15,168.00$15,012.00$14,292.00 $0.00
Sum of all compensation from org$185,668.00 $191,097.00 $314,100.00
Corresponding comp from related orgs
Reportable compensation from related orgs $0.00$0.00$0.00 $0.00
Sunderland, James
Name of key/compensated personJames SunderlandJames SunderlandJames Sunderland  
Position of compensated person
Average hours per week working for org0.0010.000.00  
Reportable compensation from org$1,000.00$42,574.00$750.00  
Other comp, non-reportable, from org and related orgs$0.00$10,650.00$0.00  
Corresponding comp from related orgs
Reportable compensation from related orgs $0.00$0.00$0.00  
Top, Don
Name of key/compensated person Don TopDon Top DON TOP
Position of compensated person
Average hours per week working for org 0.000.00  
Reportable compensation from org $750.00$1,500.00 $3,000.00
Other comp, non-reportable, from org and related orgs $0.00$0.00 $0.00
Corresponding comp from related orgs
Reportable compensation from related orgs  $0.00$0.00 $0.00
Widman, Eric
Name of key/compensated personEric Widman    
Position of compensated person
Average hours per week working for org0.00    
Reportable compensation from org$1,000.00    
Other comp, non-reportable, from org and related orgs$0.00    
Corresponding comp from related orgs
Reportable compensation from related orgs $0.00    
Widman, Erik
Name of key/compensated person Erik Widman   
Position of compensated person
Average hours per week working for org 0.00   
Reportable compensation from org $250.00   
Other comp, non-reportable, from org and related orgs $0.00   
Corresponding comp from related orgs
Reportable compensation from related orgs  $0.00   
Wolfe, Patrick
Name of key/compensated personPatrick WolfePatrick WolfePatrick Wolfe  
Position of compensated person
Average hours per week working for org40.0040.0040.00  
Reportable compensation from org$83,952.00$84,000.00$79,462.00  
Other comp, non-reportable, from org and related orgs$13,797.00$13,800.00$13,573.00  
Corresponding comp from related orgs
Reportable compensation from related orgs $0.00$0.00$0.00  
Purpose: mission, activities, & accomplishments
Mission or significant activitiesPre-bankruptcy budget and credit counseling.Pre-bankruptcy budget and credit counseling.Pre-bankruptcy budget and credit counseling. PRE-BANKRUPTCY BUDGET EDUCATION AND CREDIT COUNSELING.
Program service expenses, total$1,412,345.00$1,403,601.00$1,899,461.00 $2,532,022.00
Programs, including revenue & expenses
Cricket Debt Counseling, Inc. ("Cricket") has been approved by the U.S. Trustees Office to issue certificates in compliance with the Bankruptcy code. Cricket has been approved in all jurisdictions. As one of the largest, approved providers of pre-bankruptcy budget and credit education in the United States, Cricket provided in excess of 52,700 counseling sessions in 2016. In addition, Cricket received donated services in the amount of $88,770 in 2016. In its audited financial statements this amount was reported as revenue according to Generally Accepted Accounting Principles.
Program expenses$1,412,345.00$1,403,601.00$1,899,461.00  
Program revenue$1,559,076.00$1,819,515.00$2,263,493.00  
Program descriptionCricket Debt Counseling, Inc. ("Cricket") has been approved by the U.S. Trustees Office to issue certificates in compliance with the Bankruptcy code. Cricket has been approved in all jurisdictions. As one of the largest, approved providers of pre-bankruptcy budget and credit education in the United States, Cricket provided in excess of 52,700 counseling sessions in 2016. In addition, Cricket received donated services in the amount of $88,770 in 2016. In its audited financial statements this amount was reported as revenue according to Generally Accepted Accounting Principles.Cricket Debt Counseling, Inc. ("Cricket") has been approved by the U.S. Trustees Office to issue certificates in compliance with the Bankruptcy code. Cricket has been approved in all jurisdictions except for North Carolina and Alabama. As one of the largest, approved providers of pre-bankruptcy budget and credit education in the United States. Cricket provided in excess of 57,000 counseling sessions in 2015. In addition, Cricket received donated services in the amount of $82,787 in 2015. In its audited financial statements this amount was reported as revenue according to Generally Accepted Accounting Principles.Cricket Debt, Inc. has been approved by the U.S. Trustees Office to issue certificates in compliance with the Bankruptcy code. Cricket has been approved in all jurisdictions except for North Carolina and Alabama. As one of the largest, approved providers of pre-bankruptcy budget education in the United States. Cricket provided in excess of 78,000 counseling sessions. In addition, Cricket Debt received donated services in the amount of $82,462 in 2014. This amount was reported as revenue according to Generally Accepted Accounting Principles.  
PROVIDE PRE-BANKRUPTCY BUDGET EDUCATION, CREDIT COUNSELING AND ALTERNATIVES TO BANKRUPTCY. COMPLETION CERTIFICATES ARE THEN ISSUED BY THE US TRUSTEE OFFICE.
Program expenses    $2,532,022.00
Program description    PROVIDE PRE-BANKRUPTCY BUDGET EDUCATION, CREDIT COUNSELING AND ALTERNATIVES TO BANKRUPTCY. COMPLETION CERTIFICATES ARE THEN ISSUED BY THE US TRUSTEE OFFICE.
Financial data
Revenue
Total revenue$1,674,110.00$1,891,080.00$2,471,329.00 $6,004,357.00
Revenue from contributions (total)$0.00$0.00$0.00$0.00$0.00
Investment income, current yr$124,281.00$59,183.00$210,507.00 $17,171.00
Total revenue from grants, etc., current yr$0.00$0.00$0.00 $0.00
Total unrelated business revenue$0.00$0.00$0.00 $0.00
Other revenue, current yr$124,264.00$185,632.00$119,648.00 -$126.00
Program service revenue (total)$1,425,565.00$1,646,265.00$2,141,174.00$3,994,368.00$5,987,312.00
Gross receipts$1,760,961.00$1,962,607.00$2,556,230.00 $6,033,838.00
Other types of revenue
Royalties (total)$0.00$0.00$0.00  
Miscellaneous revenue (total)$133,511.00$173,250.00$122,319.00  
Net revenue from gaming (total)$0.00$0.00$0.00  
Income from dividends, interest, and similar investments$124,281.00$59,183.00$210,507.00 $17,171.00
Net rental income-$9,247.00$12,382.00-$2,671.00-$34,480.00-$126.00
Net income from fundraising events$0.00$0.00$0.00  
Net inventory sales (total)$0.00$0.00$0.00  
Expense categories (totals)
Total functional expenses: sum of all$1,990,634.00$2,307,834.00$2,808,572.00 $4,192,305.00
Total functional expenses: program service $1,412,345.00$1,403,601.00$1,899,461.00 $2,532,022.00
Total functional expenses: management and general$578,289.00$904,233.00$909,111.00 $1,660,283.00
Total functional expenses: fundraising$0.00$0.00$0.00 $0.00
Fees for services
Lobbying fees (total)$0.00$0.00$0.00  
Legal fees (total)$0.00$3,751.00$46,035.00 $83,530.00
Fundraising service fees (total)$0.00$0.00$0.00 $0.00
General management fees (total)$82,000.00$95,350.00$37,662.00 $58,158.00
Investment management fees (total)$14,689.00$15,480.00$17,489.00  
Assets and liabilities
Total assets$4,378,510.00$4,677,931.00$5,206,085.00$5,516,000.00$4,038,454.00
Total assets, beginning of year$4,677,931.00$5,206,085.00$5,864,809.00 $2,211,874.00
Total liabilities$71,514.00$54,411.00$165,811.00$224,942.00$168,565.00
Total liabilities, beginning of year$54,411.00$165,811.00$487,292.00 $154,037.00
Pledges & accounts receivable, net$0.00$0.00$0.00  
Loans & receivables from key persons$0.00$0.00$0.00  
Unrestricted net assets, end of yr$4,306,996.00$4,623,520.00$5,040,274.00 $3,869,889.00
Net assets$4,306,996.00$4,623,520.00$5,040,274.00 $3,869,889.00
Net assets, beginning of year$4,623,520.00$5,040,274.00$5,377,517.00 $2,057,837.00
Other liabilities$36,497.00$27,119.00$51,240.00  
Intangible assets$0.00$13,275.00$45,135.00  
Other assets$948,130.00$951,569.00$957,719.00  
Investments: other securities$0.00$0.00$0.00  
Investments: publicly traded securities$1,282,656.00$1,685,590.00$2,102,812.00  
Cash: non-interest bearing$4,145.00-$4,176.00-$2,451.00 $108,741.00
Cash: non-interest bearing, beginning of year-$4,176.00-$2,451.00$30,904.00 $449,753.00
Investments -- program-related$0.00$0.00$0.00  
Inventories for sale or use$0.00$0.00$0.00  
Other financial variables
Revenue less expenses-$316,524.00-$416,754.00-$337,243.00 $1,812,052.00
Advertising (total)$25,430.00$17,759.00$39,044.00 $49,776.00
Savings & temp cash investment$217,444.00$16,814.00$20,034.00 $2,236,599.00
Accounts receivable, net$60,012.00$52,880.00$27,511.00 $5,982.00
Prepaid expenses & deferred charges$8,129.00$12,506.00$15,803.00 $16,058.00
Accounts payable & accrued expenses$35,017.00$27,292.00$114,571.00 $168,565.00
Total net assets or fund balances$4,306,996.00$4,623,520.00$5,040,274.00 $3,869,889.00
Depreciation, depletion, amortization$80,699.00$103,228.00$106,585.00 $85,148.00
Payment to affiliates$0.00$0.00$54,233.00  
Governance and accountability
Number of voting members675 5
Number of independent voting members455 4
Financial sheets auditedTrueTrueTrue True
Audited on both consolidated and separate basisTrueTrueTrue  
Relationships among key personnelTrueTrueTrue True
Accrual accountingTrueTrueTrue True
Tax year start date2016-01-012015-01-012014-01-01 2010-01-01
Tax year end date2016-12-012015-12-012014-12-012012-12-012010-12-01
Indicators for schedules (selected)
Business transaction with entity ownerTrueTrueTrue  
Business transaction with family memberTrueTrueTrue  
Org has controlled entityTrueTrueTrue  
Org transacted with controlled entityTrueTrueTrue  
Metadata about the filing
E-return type: 990, 990EZ, or 990PF990990990 990
Date e-filing submitted2017-11-282017-02-282016-02-09 2011-09-06
IRS schema version2016v3.02015v2.02014v5.0 2010v3.2
Filing identifier201722789349301407201643149349300349201513069349301391 201102249349302055
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