Cal State Central Credit Union of the North Bay

Address
1205 N Dutton Ave
Santa Rosa, CA 95401
Contact
Website: http://www.csccu.org
Phone: +1 (707) 546-6311
Nonprofit
NTEE: W61 - Credit Unions
EIN: 94-1251783

Mission

Cal State Central Credit Union of the North Bay is a non-profit financial cooperative that provides financial services for their members including savings and loans. The mission of the credit union is to charge the least interest to its members while paying the most dividends/intereste to each member.
 20102009
Basic features of the organization
Year of formation1936
Metropolitan statistical area7362
Form of organization
CorporationTrue
Human resources, including compensation
Summary compensation info
Total compensation of current key personnel$0.00 
Sum of reportable (W2/1099) compensation$414,451.00 
Number of employees44 
Number of people compensated >$100k1 
Personnel
Anderson, Peggy
TitleCFO 
Name of key/compensated personPeggy Anderson 
Position of compensated person
Current key employee (> $150k)True 
Average hours per week working for org040.00 
Reportable compensation from org$35,577.00 
Other comp, non-reportable, from org and related orgs$527.00 
Corresponding comp from related orgs
Reportable compensation from related orgs $0.00 
Badzik, Kathy
TitleSecretary 
Name of key/compensated personKathy Badzik 
Position of compensated person
Average hours per week working for org002.00 
Reportable compensation from org$0.00 
Other comp, non-reportable, from org and related orgs$0.00 
Corresponding comp from related orgs
Reportable compensation from related orgs $0.00 
Ely, George
TitleVice 
Name of key/compensated personGeorge Ely 
Position of compensated person
Average hours per week working for org002.00 
Reportable compensation from org$0.00 
Other comp, non-reportable, from org and related orgs$0.00 
Corresponding comp from related orgs
Reportable compensation from related orgs $0.00 
Hillback-Ely, Kathy
TitleDirector 
Name of key/compensated personKathy Hillback-Ely 
Position of compensated person
Average hours per week working for org002.00 
Reportable compensation from org$0.00 
Other comp, non-reportable, from org and related orgs$0.00 
Corresponding comp from related orgs
Reportable compensation from related orgs $0.00 
Larson, Jim
TitleCEO 
Name of key/compensated personJim Larson 
Position of compensated person
Current key employee (> $150k)True 
Average hours per week working for org040.00 
Reportable compensation from org$378,874.00 
Other comp, non-reportable, from org and related orgs$25,677.00 
Corresponding comp from related orgs
Reportable compensation from related orgs $0.00 
Shah, Shantilah
TitleDirector 
Name of key/compensated personShantilah Shah 
Position of compensated person
Average hours per week working for org002.00 
Reportable compensation from org$0.00 
Other comp, non-reportable, from org and related orgs$0.00 
Corresponding comp from related orgs
Reportable compensation from related orgs $0.00 
Smith, Jerry
TitleDirector 
Name of key/compensated personJerry Smith 
Position of compensated person
Average hours per week working for org002.00 
Reportable compensation from org$0.00 
Other comp, non-reportable, from org and related orgs$0.00 
Corresponding comp from related orgs
Reportable compensation from related orgs $0.00 
Zingarelli, Gene
TitleChair 
Name of key/compensated personGene Zingarelli 
Position of compensated person
Average hours per week working for org002.00 
Reportable compensation from org$0.00 
Other comp, non-reportable, from org and related orgs$0.00 
Corresponding comp from related orgs
Reportable compensation from related orgs $0.00 
Purpose: mission, activities, & accomplishments
Mission or significant activitiesCal State Central Credit Union of the North Bay is a non-profit financial cooperative that provides financial services for their membes including savings and loans. The mission of the credit union is to charge the least interest on their loans and pay the most interest on deposits to its members. Cal State Central Credit Union of the North Bay is a non-profit financial cooperative that provides financial services for their membes including savings and loans. The mission of the credit union is to charge the least interest on their loans and pay the most interest on deposits to its members. 
Program service expenses, total$8,733,505.00 
Programs, including revenue & expenses
Credit Union operating expenses
Program expenses$8,733,505.00 
Program descriptionCredit Union operating expenses 
Financial data
Revenue
Total revenue$6,538,971.00 
Revenue from contributions (total)$0.00$0.00
Investment income, current yr$72,986.00 
Total revenue from grants, etc., current yr$0.00 
Total unrelated business revenue$0.00 
Other revenue, current yr$1,891,749.00 
Program service revenue (total)$4,574,236.00$5,247,578.00
Gross receipts$6,538,971.00 
Other types of revenue
Miscellaneous revenue (total)$1,891,749.00 
Income from dividends, interest, and similar investments$72,986.00 
Net rental income$0.00$0.00
Expense categories (totals)
Total functional expenses: sum of all$8,733,505.00 
Total functional expenses: program service $8,733,505.00 
Fees for services
Lobbying fees (total)$0.00 
Legal fees (total)$0.00 
Fundraising service fees (total)$0.00 
General management fees (total)$0.00 
Investment management fees (total)$0.00 
Assets and liabilities
Total assets$90,398,394.00$94,929,137.00
Total assets, beginning of year$94,929,137.00 
Total liabilities$87,091,322.00$89,427,531.00
Total liabilities, beginning of year$89,427,531.00 
Unrestricted net assets, end of yr$3,307,072.00 
Net assets$3,307,072.00 
Net assets, beginning of year$5,501,606.00 
Other liabilities$86,850,916.00 
Other assets$1,380,686.00 
Cash: non-interest bearing$19,556,086.00 
Cash: non-interest bearing, beginning of year$11,312,593.00 
Investments -- program-related$83,941.00 
Other financial variables
Revenue less expenses-$2,194,534.00 
Advertising (total)$138,308.00 
Savings & temp cash investment$8,423,369.00 
Accounts receivable, net$247,162.00 
Prepaid expenses & deferred charges$253,896.00 
Accounts payable & accrued expenses$240,406.00 
Total net assets or fund balances$3,307,072.00 
Depreciation, depletion, amortization$0.00 
Payment to affiliates$0.00 
Governance and accountability
Number of voting members7 
Number of independent voting members6 
Financial sheets auditedTrue 
Accrual accountingTrue 
Tax year start date2010-01-01 
Tax year end date2010-12-012009-12-01
Metadata about the filing
E-return type: 990, 990EZ, or 990PF990 
Date e-filing submitted2011-10-19 
IRS schema version2010v3.2 
Filing identifier201141369349302879 
Use these data in your project Benchmark this organization against its peers